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20 Venetian Dr, Clear Lake, IA, 50428

3beds
3baths
2,748sqft
$450,000
$164price/sqft
$3,205/moest. monthly cost
$128,200/yrincome needed

About This Home

All the comforts of home — with none of the work! Enjoy easy living in this beautifully maintained, low-maintenance townhome designed for comfort and convenience. Step inside to soaring vaulted ceilings and a cozy living room complete with a fireplace, perfect for cool evenings. The open kitchen and dining area make it easy to cook and entertain at the same time. Just off the dining area, a charming three-season room overlooks the patio, offering an ideal spot for relaxing or enjoying your morning coffee. The main floor also features two spacious bedrooms, two full baths, and a conveniently located laundry area just off the kitchen and attached garage. Downstairs, you’ll find a large family room, an additional bedroom and bath, plus a generous storage area, perfect for guests or hobbies. This home also includes a boat slip, making it the perfect choice for lake life or weekend getaways. Don’t miss this opportunity to own a carefree home that’s truly set for living, you’ll be glad!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
9/10
Garner Elementary SchoolGrades PK-49.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Concrete Board,Attic Insulation,Basement Insulation,Sidewall Insulation

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Washer/Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Full Finished

Bathroom1

  • Features: Shower

Bedroom1

  • Level: Main
  • Area: 222.11

Bedroom2

  • Level: Main
  • Area: 147.51

Bedroom3

  • Level: Main
  • Area: 124.95

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Eat-in Kitchen,KIT/DR Combo
  • Level: Main
  • Area: 125.4

Family Room

  • Level: Lower
  • Area: 405.9

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Open Staircase,Walk-In Closet(s)
  • Window features: Casement
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,748
  • Total interior livable area: 2,748 sqft

Kitchen

  • Level: Main
  • Area: 126.54

Living Room

  • Level: Main
  • Area: 228.8

Property

Details

  • Parcel number: 051627702600
  • Zoning description: RG/GENERAL RES

Features

  • Patio & porch: Patio

Lot

  • Lot size: 7,500 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$301$3,612
Property Taxes $425$5,100
Electricity $204$2,459
Total$3,205$38,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,885/yr
40% on housing$96,150/yr
45% on housing$85,466/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 50428$245
Cerro Gordo County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 50428$195
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$470,000
2026-03-30Listed for sale$480,000
2013-07-11Sold$232,500
2011-09-30Sold$234,000
2009-01-12Sold$232,000

For Sale by Agent

AgentLOLA VAITH
BrokerageCentury 21 Preferred

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