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102 Dover St, Kingsley, IA, 51028

2beds
1baths
784sqft
$42,500
$54price/sqft
$413/moest. monthly cost
$16,520/yrincome needed

About This Home

A door of opportunity is open on this corner lot home in Kingsley! This 2 bedroom, 1 bath home offers a chance for the next owner to bring their vision and finish the renovation work that has already been started. Several rooms have had demo work completed in preparation for updates, including removed flooring and paint prep in portions of the home. The home features a kitchen with center island, main floor laundry options, enclosed porch areas, vinyl siding, forced-air gas heat, and central air. Property is being sold strictly AS-IS, and the seller will make no repairs. Cash or commercial conventional financing only.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
8/10
Pierson Middle SchoolGrades 5-85.8 mi
8/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 784

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 784
  • Total interior livable area: 784 sqft

Property

Details

  • Parcel number: 2730129014

Features

  • Patio & porch: Porch

Lot

  • Lot size: 6,969 sqft

Parking

  • Parking features: No Garage,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Strong Wind
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $214$2,568
Home Insurance *$31$372
Property Taxes $47$564
Electricity $121$1,452
Total$413$4,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,160/yr
40% on housing$12,390/yr
45% on housing$11,013/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 51028$208
Plymouth County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 51028
Plymouth County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$42,500
2026-06-17Listed for sale$50,000
2020-05-15Sold$212,000

For Sale by Agent

AgentJason Geary
BrokerageCentury 21 ProLink

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