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204 E 2nd St, Kingsley, IA, 51028

4beds
2baths
1,008sqft
$294,500
$292price/sqft
$2,150/moest. monthly cost
$86,000/yrincome needed

About This Home

Completely remodeled 4 bedroom, 2 bathroom home located in Kingsley. This move-in ready home features an updated kitchen with new cabinetry and modern finishes, new flooring, fresh paint, and recessed lighting throughout. The main level offers a functional layout that flows into the living space, while the fully finished lower level provides additional living space including a family room, second bathroom, and flexible-use rooms. Major updates include new electrical and new plumbing, giving peace of mind to the next owner. With four bedrooms and a finished basement, this home offers the space and updates many buyers are looking for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
8/10
Pierson Middle SchoolGrades 5-88.1 mi
8/10

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 2730206002

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 7,440 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Strong Wind
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,489$17,868
Home Insurance *$217$2,604
Property Taxes $323$3,876
Electricity $121$1,452
Total$2,150$25,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,714/yr
40% on housing$64,500/yr
45% on housing$57,333/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 51028$156
Plymouth County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 51028
Plymouth County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Listed for sale$290,000
2003-09-19Sold$57,500

For Sale by Owner

AgentProperty Owner

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