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4662 Whitlow Ridge Drive, Bishop, GA, 30621

4beds
3baths
2,561sqft
$589,000
$230price/sqft
$3,992/moest. monthly cost
$159,680/yrincome needed

About This Home

Welcome home to this beautifully maintained 4 bedroom, 2.5 bath home in the highly sought-after Whitlow Creek subdivision. Designed with a desirable split floor plan, this home offers privacy and comfort for everyone. Enjoy outdoor living at its best with a screened back porch perfect for a porch swing overlooking a fully fenced, manicured backyard ideal for relaxing or entertaining. The property also features a spacious 24'x30' detached garage/workshop, providing ample storage for lawn equipment. Inside, you'll find large walk-in closets in every bedroom, adding both convenience and functionality. Whitlow Creek offers exceptional community amenities including swim, tennis, pickleball, and nearly 6 miles of scenic walking trails. Ideally located near shopping, dining, and everyday conveniences, this home combines comfort, versatility, and an unbeatable location.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
6/10
10/10
Oconee County High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Electric Water Heater,Microwave,Oven,Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Area,Cathedral Ceiling(s),Double Vanity,Entrance Foyer,Garden Tub/Roman Tub,High Ceilings,Kitchen Island,Main Level Primary,Pantry,Pull Down Attic Stairs,Recessed Lighting,Tub Shower
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,561 sqft

Property

Details

  • Parcel number: A 07E 017F
  • Special condition: Standard

Features

  • Patio & porch: Porch,Screened
  • Fencing: Wrought Iron,Yard Fenced
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 0.79 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$214$2,568
Property Taxes $552$6,624
Electricity $248$2,985
Total$3,992$47,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,868/yr
40% on housing$119,760/yr
45% on housing$106,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 30621$210
Oconee County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 30621
Oconee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$629,000
2026-04-10Price change$639,900
2026-02-03Listed for sale$645,000
2026-01-08Listing removed$645,000
2026-01-03Listed for sale$645,000
2016-07-21Sold$321,500
2016-07-07Pending sale$323,900
2016-06-07Price change$323,900
2016-04-22Listed for sale$329,000
2013-07-31Sold$239,900

For Sale by Agent

AgentJackson Bone
BrokerageBreco Realty and Investments,

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