402 S Elmarch Ave, Cynthiana, KY, 41031
About This Home
Beautiful 1920s home offering 4 bedrooms, 2.5 baths, and two full kitchens — including a 1,000 sq ft addition with side entrance, kitchen, and walk-in shower. Ideal for a primary suite, in-law quarters, rental, or Airbnb income. Original hardwood floors and original window glass preserve its timeless character, while updates including new HVAC, roof, plumbing, granite countertops, and appliances provide modern peace of mind. Enjoy mornings on the wonderful front porch. Spacious, updated, and full of opportunity, this home blends historic charm with multi generational family or income potential in a way that's truly rare.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1922
Materials
- Foundation: Block
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Cooktop,Range
- Laundry features: Main Level,Common Area
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- In-Law Floorplan,Walk-In Closet(s)
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,688
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 2,688
- Total interior livable area: 2,688 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 103301503900000
Features
- Levels: One and One Half
Lot
- Lot size: 10,018 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
- Winter Weather
- Cold Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,895 | $22,740 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $362 | $4,344 |
| Electricity | $212 | $2,547 |
| Total | $2,666 | $31,992 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $385,000 |
| 2026-02-23 | Listed for sale | $399,900 |
| 2024-09-24 | Listing removed | $398,000 |
| 2023-10-01 | Price change | $398,000 |
| 2022-11-02 | Price change | $348,000 |
| 2022-10-25 | Price change | $358,000 |
| 2022-09-29 | Listed for sale | $368,000 |
| 2021-06-01 | Sold | $75,000 |
| 2020-11-29 | Pending sale | $99,000 |
| 2020-11-19 | Listed for sale | $99,000 |
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