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110 Clifton Rd, Cynthiana, KY, 41031

5beds
2baths
4,114sqft
$509,900
$124price/sqft
$3,382/moest. monthly cost
$135,280/yrincome needed

About This Home

Beautifully restored 1900's victorian home bringing in old charm with all the amenities of being fully upgraded. Conveniently located in historic district just a few blocks from downtown amenities. 4114 +/-sq. ft, on 0.3 acres, 4-5 bedrooms, 2 full bathrooms. Home features its own private oasis with an outdoor tiki hut/bar, swim spa, and firepit all tucked away behind a privacy fence. Home is fully landscaped with a 2 car detached garage. Home features large rooms with tall ceilings, built-ins throughout, fireplaces and so much more. Back alley offers additional off street parking and access to garage. Pre-approval required for showings.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Full bathrooms: 2

Property

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$268$3,216
Property Taxes $212$2,544
Electricity $324$3,898
Total$3,382$40,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,954/yr
40% on housing$101,460/yr
45% on housing$90,186/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 41031$246
Harrison County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 41031
Harrison County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentAmber A Hunt
BrokerageWhalen & Company

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