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1364 Saffron Cir, Traverse City, MI, 49696

5beds
3baths
2,700sqft
$595,900
$221price/sqft
$4,332/moest. monthly cost
$173,280/yrincome needed

About This Home

In the desirable Cinnamon Ridge subdivision, is a spacious 5-bedroom home is flooded with natural light and offers the perfect front-row seat to breathtaking sunsets. Enjoy cooking in the newly updated kitchen with brand-new countertops and expanded cabinetry that is as beautiful as it is functional. The primary bedroom has a bright private bath and a spacious walk-in closet. Two additional bedrooms, a newly updated full bath, and a space-saving laundry nook with a washer/dryer combo complete the main floor. The lower level features guest suites complete with its own living area, 2 bedrooms, and full bath. The backyard is a true Michigan oasis with landscaped gardens filled with strawberries and a gazebo offering the perfect amount of shade on sunny summer days. This home is the perfect balance of warmth, light, and coziness, making it the perfect place to enjoy every Traverse City season. Home is owned by a licensed real estate salesperson selling on her own account.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10
East Middle SchoolGrades 6-82.1 mi
7/10
Central High SchoolGrades 8-126.3 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Water Softener Owned,Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished Rooms,Egress Windows,Finished

Bedroom2

  • Level: Main
  • Area: 143

Bedroom3

  • Level: Main
  • Area: 132

Bedroom4

  • Level: Lower
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 175.5

Family Room

  • Level: Lower
  • Area: 336

Features

  • Cathedral Ceiling(s),Bookcases,Walk-In Closet(s),Pantry,Granite Bath Tops,Solid Surface Counters,Mud Room,Den/Study,Drywall,High Speed Internet,WiFi
  • Window features: Blinds
  • Flooring: Wood,Carpet,Luxury Vinyl Plank
  • Fireplace features: None
  • Finished area below ground: 1,200
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 210

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 180

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 280338706100
  • Zoning description: Residential
  • Other equipment: TV Antenna

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Sprinkler System
  • Fencing: Invisible
  • Waterfront features: None

Lot

  • Lot size: 0.62 Acres
  • Features: Level
  • Lot size dimensions: 103 x 263

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Paved,Concrete Floors,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,013$36,156
Home Insurance *$134$1,608
Property Taxes $891$10,692
Electricity $294$3,534
Total$4,332$51,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,525/yr
40% on housing$129,960/yr
45% on housing$115,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 49696$268
Grand Traverse County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 49696$282
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$585,900
2026-07-29Price change$595,900
2026-06-22Price change$599,900
2026-06-02Price change$635,000
2026-05-26Listed for sale$648,000
2018-10-05Sold$290,500
2012-10-11Sold$22,000

For Sale by Agent

AgentWendy Wise
BrokerageKeller Williams Northern Michigan

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