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13096 Furnace Mountain Rd, Lovettsville, VA, 20180

3beds
2baths
1,034sqft
$380,000
$368price/sqft
$2,431/moest. monthly cost
$97,240/yrincome needed

About This Home

Great opportunity to own this charming one-level home situated on a .59-acre lot in desirable Loudoun County! This property features 3 bedrooms, a dedicated office space, a kitchen, and a cozy living room—ready for your personal touch and vision. Enjoy the peaceful setting with plenty of outdoor space to make your own. Needs a little TLC, but with some love and updates, this home has incredible potential to truly shine. Don’t miss this opportunity—won’t last long!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
7/10
Harmony Middle SchoolGrades 6-810.0 mi
8/10
Woodgrove High SchoolGrades PK-1210.8 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range - Gas,Washer,Dryer,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Family Room Off Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,034

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric,Oil
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,034
  • Total interior livable area: 1,034 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 218163670000
  • Zoning: CR1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.59 Acres
  • Lot size dimensions: 0.59

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$76$912
Property Taxes $232$2,784
Electricity $202$2,433
Total$2,431$29,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,348/yr
40% on housing$72,930/yr
45% on housing$64,826/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 20180$288
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20180$253
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$400,000
2026-02-21Listed for sale$380,000
2019-05-03Sold$210,000
2019-03-18Pending sale$224,990
2019-01-27Price change$224,990
2018-11-07Listed for sale$239,990
2010-10-18Sold$120,000
2009-12-05Listing removed$160,000
2009-11-13Price change$160,000
2009-10-22Listed for sale$195,000
2005-01-25Sold$237,500
2001-07-27Sold$154,000

For Sale by Agent

AgentDenis Deza
BrokeragePearson Smith Realty, LLC

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