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2744 SW 118th Ter, Gainesville, FL, 32608

4beds
3baths
2,081sqft
$489,000
$235price/sqft
$3,416/moest. monthly cost
$136,640/yrincome needed

About This Home

Welcome to this stunning one owner home featuring 4 bedrooms and 3 baths in the highly sought after community of Oakmont, where thoughtful upgrades, timeless finishes, and functional design come together beautifully. From the moment you arrive, you’ll notice the freshly repainted exterior and enhanced landscaping that elevate the home’s curb appeal. Tucked behind the home, the rear entry garage offers both convenience and a clean, polished streetscape. Step inside and you’re greeted by warm wood flooring that flows throughout the main living areas, complemented by classic plantation shutters that add both charm and privacy. Just off the entry, a dedicated dining room provides the perfect space for gatherings and can easily flex into a home office to suit your needs. The heart of the home is the kitchen, where attention to detail shines from the beautifully finished island with custom backside detailing, stainless appliances including a newer KitchenAid dishwasher, specialty wood shelving in the pantry, and seamless flow into the great room with soaring ceilings. Designed for both everyday living and entertaining, the home also features a built in bar area, perfect for hosting guests or unwinding at the end of the day. The oversized primary suite is conveniently located on the main level and offers a true retreat with a spacious en suite bath and a large walk in closet. Two additional bedrooms on the first floor share a well appointed guest bathroom, creating a functional and comfortable layout. Upstairs, a customized space creates a private retreat with a spacious bedroom, full bath, and landing area, ideal for guests, a home office, or multi generational living. Step outside to your own backyard oasis. The fenced yard offers privacy and functionality, while the expanded paver patio is designed for entertaining with durable outdoor cabinets, a sink, and a shade cover, making it the perfect space for gatherings year round. Living in Oakmont means enjoying resort style amenities including a clubhouse, fitness center, pool, tennis courts, basketball, playgrounds, and walking trails, all within a vibrant and welcoming community. The location is exceptional with convenient access to the University of Florida, Shands Hospital, North Florida Regional Medical Center, Celebration Pointe, and Butler Plaza for dining, shopping, and entertainment.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Kanapaha Middle SchoolGrades 6-83.3 mi
6/10
F. W. Buchholz High SchoolGrades 5,9-125.3 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Patio
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Disposal,Exhaust Fan,Freezer,Ice Maker,Microwave,Range,Refrigerator,Tankless Water Heater,Touchless Faucet,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Smart Home,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Engineered Hardwood,Tile

Heating & Cooling

  • Heating features: Central,Electric,Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,827
  • Total interior livable area: 2,081 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 04427111058
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch
  • Exterior features: Awning(s),Irrigation System,Lighting,Sidewalk,Sprinkler Metered
  • Fencing: Fenced

Lot

  • Lot size: 6,534 sqft
  • Features: In County,Landscaped,Near Public Transit,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Driveway,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$332$3,984
Property Taxes $403$4,836
Electricity $209$2,513
Total$3,416$40,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,120/yr
40% on housing$102,480/yr
45% on housing$91,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 32608$191
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32608$219
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$524,900
2026-03-24Listed for sale$529,000
2016-02-09Sold$336,000

For Sale by Agent

AgentLisa Fetrow
BrokerageKELLER WILLIAMS GAINESVILLE REALTY PARTNERS

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