




15620 Old Waterford Rd, Waterford, VA, 20197
About This Home
CURRENT CONTRACT HAS KICKOUT CLAUSE, PLEASE CONTINUE TO SHOW GREAT HOME Experience the rare opportunity to own a beautiful home in the heart of historic Waterford, one of Loudoun County's most treasured and picturesque villages. Surrounded by rolling countryside, preserved farmland, and centuries of history, this exceptional property offers the perfect blend of small-town charm, modern comfort, and peaceful country living just minutes from Leesburg and major commuter routes. Set on a stunning lot with mature trees and expansive green space, this classic brick-front colonial welcomes you with timeless curb appeal and a thoughtfully designed floor plan. The updated kitchen features white cabinetry, stainless steel appliances, generous counter space, and a large center island that serves as the heart of the home. The kitchen flows seamlessly into the breakfast area and spacious family room with fireplace, creating an ideal setting for both everyday living and entertaining. A highly sought-after main-level primary suite provides convenience and flexibility rarely found in traditional colonial homes. There is second primary suite with large walk-in closet on upper level as well. Every bedroom enjoys its own private en suite bath, offering exceptional comfort and privacy for family members and guests alike. Additional finished living spaces and dedicated home office areas provide room for remote work, hobbies, recreation, and multigenerational living. The finished lower level expands the home's versatility with recreation and flex spaces ready to adapt to your lifestyle. Outdoors, enjoy an expansive deck overlooking the private, park-like backyard where mature trees and open views create a tranquil retreat perfect for morning coffee, outdoor dining, and evening gatherings. Located within the National Historic Landmark village of Waterford, residents enjoy a unique sense of community, scenic beauty, walking access to historic sites, annual festivals, and the surrounding wineries, breweries, and outdoor recreation that make western Loudoun County one of Northern Virginia's most desirable destinations. Best of all, this property offers the freedom and flexibility of country living with no HOA, allowing you to fully enjoy your home and land without additional restrictions or monthly fees. This is more than a home—it's a lifestyle that combines history, character, privacy, and modern convenience in one of Loudoun County's most iconic settings.
Getting Around
Schools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Concrete Perimeter,Permanent
- Construction materials: Masonry
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater
Basement
- Area: 1660
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 864
- Finished area above ground: 2,868
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,528
- Total interior livable area: 3,732 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 303189620000
- Zoning: AR1
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 3 Acres
Parking
- Total spaces: 6
- Parking features: Storage,Garage Faces Side,Garage Door Opener,Inside Entrance,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $637 | $7,644 |
| Electricity | $359 | $4,313 |
| Total | $6,021 | $72,252 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Contingent | $950,000 |
| 2026-07-09 | Price change | $950,000 |
| 2026-06-19 | Listed for sale | $975,000 |
| 1998-05-14 | Sold | $347,000 |
| 1998-02-24 | Sold | $347,000 |
