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2 Quarter Branch Rd, Lovettsville, VA, 20180

3beds
1baths
1,412sqft
$449,000
$318price/sqft
$2,862/moest. monthly cost
$114,480/yrincome needed

About This Home

Opportunity knocks at 2 Quarter Branch Rd in the Town of Lovettsville! This 3-bedroom, 1-bath home sits on a rare 0.84-acre lot in town. Built in 1955, the home retains its original charm and character, offering a blank canvas for renovation or an investor's next project. A partially finished lower level adds flexible living or storage space. The standout feature is the generous, level lot — potentially large enough to subdivide (buyer to verify with the Town of Lovettsville zoning office). Whether you're looking to renovate, build new, or explore the lot's full potential, this property offers rare flexibility in the heart of Western Loudoun. Minutes from Lovettsville's charming Main Street, wineries, and breweries, with easy access to Rt. 287 and commuter routes. Professional photos coming soon!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
9/10
Woodgrove High SchoolGrades PK-1210.1 mi
8/10
Harmony Middle SchoolGrades 6-810.3 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Masonry,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement,Laundry Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Interior Entry,Exterior Entry,Walk-Out Access

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Level: Main

Features

  • Attic,Dry Wall
  • Flooring: Carpet,Vinyl,Tile/Brick,Hardwood
  • Finished area below ground: 530
  • Finished area above ground: 882

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,755
  • Total interior livable area: 1,412 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 333453312000
  • Zoning: LV:R1
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Frontage length: Road Frontage: 124

Lot

  • Lot size: 0.84 Acres
  • Features: Open Lot,Subdivision Possible

Parking

  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$89$1,068
Property Taxes $301$3,612
Electricity $202$2,433
Total$2,862$34,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,125/yr
40% on housing$85,860/yr
45% on housing$76,320/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 20180$287
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20180$253
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Coming Soon

AgentWes Schoeb
BrokerageSamson Properties

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