See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

102 Colgate St #101, Jersey City, NJ, 07302

2beds
2baths
900sqft
$697,500
$775price/sqft
$4,878/moest. monthly cost
$195,120/yrincome needed

About This Home

Sophisticated city living awaits in this beautifully appointed 2-bedroom, 1.5-bath residence nestled in the heart of Downtown Jersey City's coveted village neighborhood — a vibrant enclave known for its tree-lined streets, boutique charm, and unmistakable energy. A versatile den/home office adds flexibility for today's remote lifestyle, while the open-concept living and kitchen area creates a natural flow for both everyday living and effortless entertaining. The chef-inspired kitchen is outfitted with sleek stainless steel appliances, complemented by rich hardwood floors throughout. Retreat to the spa-inspired bath, featuring a glass-tiled shower/soaking tub, floating vanity, and a Toto bidet seat for an elevated touch of everyday luxury. Enjoy your own private outdoor space, ideal for morning coffee or evening relaxation. Additional conveniences include in-unit laundry, central heating and air, ample closet space throughout, and basement storage. Just moments from boutique shops, scenic parks, and effortless PATH access into Manhattan, this home offers the ideal fusion of downtown sophistication and everyday ease.

Getting Around

98
WalkingWalker's Paradise
77
TransitExcellent Transit
80
BikeVery Bikeable

Schools

7/10
Dr. Michael Conti SchoolGrades PK-80.0 mi
2/10

Construction

Materials

  • Construction materials: Brick,Stone,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Terrace,1 Other Room
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 0611009000000001C0101
  • Other equipment: Intercom
  • Exclusions: All personal property.

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,526$42,312
Home Insurance *$166$1,992
Property Taxes $993$11,916
Electricity $193$2,318
Total$4,878$58,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,245/yr
40% on housing$146,340/yr
45% on housing$130,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$775This listing

vs Other Active Listings

Avg $/sqft

ZIP 07302$659
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07302$694
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$697,500

For Sale by Agent

AgentPATRICK C SOUTHERN
BrokerageSERHANT NEW JERSEY LLC

Similar Homes