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2031 Shelter Point, Anderson, SC, 29626

3beds
3baths
2,034sqft
$364,900
$179price/sqft
$2,387/moest. monthly cost
$95,480/yrincome needed

About This Home

Updated lakefront property! This condo has everything you need to enjoy lake life on Lake Hartwell. Whether you'd prefer boating over to Clemson to avoid game day traffic or playing golf in the neighborhood, this lake community does not fall short. Shelter Point HOA is responsible for your landscaping and exterior maintenance, so you can immediately enjoy the lake view from the patio or screened in porch. The condo is included within Stone Creek Cove HOA which conveys owner membership. Members can enjoy weekly events at the golf course, water aerobics at the pool, or pickle ball at the sports court. The restaurant by the pool will deliver food directly to your poolside spot. At the condo, boat and outdoor accessories may be stored in the basement garage (with additional space under the patio) - a feature unique to this unit. The living area opens to the lake-facing patio and screened in porch for plenty of space for hosting family and friends. On the main floor, the front room is equipped with a Murphy bed to make it a flex space that can serve as a bedroom, home gym, or anything you may need. Three bedrooms are located upstairs, including a private balcony from the primary bedroom to relax and enjoy the serenity of the lake. Additionally, the loft area allows you to maximize even more space in this condo. When the summer season comes to an end, you'll enjoy year-round lake living with the massive stone fireplace. The mooring dock makes it easy to get boat passengers on and off the lake, and the state line nearby allows for a quick ride to GA.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
Mclees Elementary SchoolGrades PK-54.0 mi
3/10
Robert Anderson MiddleGrades 6-87.6 mi
3/10
Westside High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,034
  • Total interior livable area: 2,034 sqft

Property

Details

  • Parcel number: 0322301027

Features

  • Levels: Two and One Half
  • Pool features: Community
  • Patio & porch: Balcony,Porch,Screened
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterbody name: Hartwell
  • Living area range: 2000-2249

Lot

  • Features: Outside City Limits,Subdivision

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tornado
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Anderson County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$186$2,232
Property Taxes $152$1,824
Electricity $204$2,449
Total$2,387$28,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,840/yr
40% on housing$71,610/yr
45% on housing$63,653/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 29626$220
Anderson County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 29626$165
Anderson County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$364,900
2026-07-25Listed for sale$364,900
2022-04-21Sold$330,000
2022-02-17Contingent$329,900
2022-02-07Listed for sale$329,900
2019-10-31Sold$234,000
2019-10-02Pending sale$239,000
2019-09-16Listed for sale$239,000
2006-04-03Sold$177,000
2004-08-04Sold$157,000

For Sale by Agent

AgentHannah Wise
BrokerageBluefield Realty Group

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