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15 Mills Ct, Lovettsville, VA, 20180

3beds
3baths
1,947sqft
$570,000
$293price/sqft
$3,580/moest. monthly cost
$143,200/yrincome needed

About This Home

**PRICE REDUCED & OPEN HOUSE ON SUN 8/9, 1-3PM!** Single family living at a townhouse price! Walk to all the Lovettsville town events, the Co-op Market & restaurants! This lovely maintained home is located in a cul-de-sac and backs to trees for ultimate privacy. With a screened in porch, newer playset, deck and fenced yard, the opportunities to relax, play or garden are plentiful. The main level features an eat in kitchen, dining room with corner cabinets for extra storage, a family room and a bonus room with a wood stove. Three generously sized bedrooms and two full bathrooms are upstairs. The lower level is partially finished and could be an exercise room, play room, office or a media room; bring your imagination! Close to the MARC train, Potomac River, wineries, breweries, Lovettsville Community Center (outdoor pool, art classes, summer camp, gym), Lovettsville Community Park (unleashed dog area, equestrian facilities, fishing pond, soccer and baseball fields, hiking trails and an amphitheater), there is so much to do!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
9/10
Woodgrove High SchoolGrades PK-129.2 mi
8/10
Harmony Middle SchoolGrades 6-89.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Refrigerator,Cooktop,Washer,Water Treat System,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Lower

Den

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Hardwood,Wood
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 189
  • Finished area above ground: 1,758

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,947
  • Total interior livable area: 1,947 sqft

Kitchen

  • Level: Main

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 370485343000
  • Zoning: LV:R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch,Screened
  • Fencing: Wood
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 9,148 sqft
  • Features: Backs to Trees,Cul-De-Sac,No Thru Street,Suburban

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$114$1,368
Property Taxes $382$4,584
Electricity $202$2,433
Total$3,580$42,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,742/yr
40% on housing$107,400/yr
45% on housing$95,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 20180$285
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20180$253
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$550,000
2026-08-06Price change$550,000
2026-07-25Listed for sale$570,000
2020-05-29Sold$380,000
1989-04-21Sold$156,000

For Sale by Agent

AgentLydia Clark
BrokerageLong & Foster Real Estate, Inc.

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