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8634 Double Ditch Road, Lynden, WA, 98264

3beds
2baths
1,824sqft
$4,750,000
$2,604price/sqft
$27,775/moest. monthly cost
$1,111,000/yrincome needed

About This Home

Rarely does a property offer the perfect combination of productive farmland and long-term development potential. Situated on the outskirts of Lynden, this exceptional 45-acre holding features a classic 1910 farmhouse, approximately 40+/- acres of active agricultural ground, and an irrigation well supporting current potato production. The level, fertile soils and established farming operation provide immediate income-producing potential, while the property's strategic location near Lynden positions it as a compelling long-term investment opportunity. Whatcom County is home to some of Washington's most productive agricultural land, and areas surrounding Lynden continue to be a focus of growth planning and development discussions. Whether you're seeking a working farm, land bank investment, or a property with future development upside, this offering checks every box. Continue farming today while securing a premier piece of real estate for tomorrow.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Fisher Elementary SchoolGrades K-50.9 mi
5/10
Lynden Middle SchoolGrades 6-82.6 mi
6/10
Lynden High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1910

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1910

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Oil,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 1,824 sqft

Property

Details

  • Parcel number: 400318365228
  • Zoning: Residential Mixed Density
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Topography of land: Level
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Pasture

Lot

  • Lot size: 45.11 Acres
  • Features: Open Lot,Value In Land,Barn,Deck,Irrigation,Outbuildings,Patio,RV Parking,Shop

Parking

  • Total spaces: 6
  • Parking features: Driveway,Detached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,018$288,216
Home Insurance *$917$11,004
Property Taxes $2,691$32,292
Electricity $149$1,793
Total$27,775$333,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$952,285/yr
40% on housing$833,250/yr
45% on housing$740,666/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,604This listing

vs Other Active Listings

Avg $/sqft

ZIP 98264$247
Whatcom County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 98264$321
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-20Listed for sale$4,750,000

For Sale by Agent

AgentGeorge Hoksbergen
BrokerageWindermere RE Whatcom, Inc.

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