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38855 Shoemaker Ln, Lovettsville, VA, 20180

3beds
2baths
2,136sqft
$900,000
$421price/sqft
$5,441/moest. monthly cost
$217,640/yrincome needed

About This Home

Discover the charm and potential of country living on 10 private, mostly level acres in sought-after South Lovettsville, just minutes from Purcellville. Surrounded by scenic countryside views and peaceful privacy, this property offers a rare opportunity to create the farmette or equestrian retreat you’ve always envisioned. The classic all-brick rambler features 3 spacious bedrooms, 2 full baths, hardwood flooring throughout, and an unfinished basement ready for storage or future expansion. While the home is in need of updating and is ready for its next chapter, it offers solid construction, a functional floor plan, and the perfect canvas to make it your own. Inside, you’ll find a spacious living room, formal family room, formal dining room, an eat-in kitchen with double ovens, and a cozy family room with a wood burning fireplace. The primary suite includes a private bath, while two generously sized secondary bedrooms share a full hall bath. Step outside to enjoy the serenity of the expansive backyard from the deck or sunroom, where you’ll appreciate the beauty of nature and the peaceful views in every season. Equestrian enthusiasts will love the 6-stall horse barn, large storage shed, attached 2-car garage, and ample parking. The level acreage provides endless opportunities for horses, livestock, gardens, or simply enjoying wide-open space. No HOA. No restrictive covenants. Bring your vision and transform this well-built home into the country estate you’ve been dreaming of. **Photos may be virtually staged**

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
9/10
Woodgrove High SchoolGrades PK-127.0 mi
8/10
Harmony Middle SchoolGrades 6-87.3 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Other
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Central Vacuum,Dryer,Washer,Dishwasher,Cooktop,Freezer,Refrigerator,Ice Maker,Oven,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,136

Heating & Cooling

  • Heating features: Heat Pump,Wood
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,136
  • Total interior livable area: 2,136 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 408109027000
  • Zoning: AR1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Satellite Dish

Lot

  • Lot size: 10.02 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$180$2,160
Property Taxes $506$6,072
Electricity $205$2,468
Total$5,441$65,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,548/yr
40% on housing$163,230/yr
45% on housing$145,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$421This listing

vs Other Active Listings

Avg $/sqft

ZIP 20180$279
Loudoun County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 20180$253
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$900,000

For Sale by Agent

AgentSarah Reynolds
BrokerageKeller Williams Realty

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