




1111 Ocean St Unit 204, Santa Cruz, CA, 95060
About This Home
Is the coastal beach lifestyle calling you? Then check this one out! Modern, stylish, and filled with natural light, this sunny condo puts you just a bike ride from the beach and the energy of downtown Santa Cruz. The thoughtfully designed floor plan features one bedroom plus a dedicated office space which is perfect for working from home or creating a quiet retreat. Soaring ceilings, granite countertops, bamboo flooring, and an expanded kitchen storage cabinet with convenient full-length pull-out drawers add both style and function. The European-inspired bathroom features a heated towel rack for an extra touch of comfort. Additional highlights include energy-efficient dual mini-split heating and air conditioning with individual room controls, an on-demand water heater, and convenient interior laundry. The secure building offers gated assigned covered parking, elevator access, a dedicated bicycle storage room, and controlled entry from both sides of the building. Ideally located with easy access to Highways 1 and 17, UCSC, Downtown Santa Cruz, shopping, dining, and miles of bike paths, this is an easy place to embrace the very best of the Santa Cruz lifestylebeach days, bike rides, and downtown fun all close to home.
Getting Around
Schools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Flat
Type & Style
- Home type: Condo
- Architectural style: Modern/HighTech
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Disposal,Microwave,Electric Oven,Self Cleaning Oven,Gas Oven/Range,Refrigerator,Washer/Dryer
- Laundry features: Inside
Bathroom
- Features: StallShower, Stone
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: DiningAreainLivingRoom
Family Room
- Features: NoFamilyRoom
Features
- High Ceilings
- Flooring: Other
Heating & Cooling
- Heating features: 2 plus Zones
- Cooling features: Ceiling Fan(s),Zoned
Interior Area
- Total structure area: 624
- Total interior livable area: 624 sqft
Kitchen
- Features: Countertop_Granite, ExhaustFan
Property
Accessibility
- Accessibility features: Elevator/Lift,Accessible Doors
Details
- Parcel number: 00870184
- Zoning: Community Commercial. (C
- Special condition: Standard
Features
- Stories: 3
- Patio & porch: Balcony/Patio
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 43.56 sqft
- Features: Mostly Level
Parking
- Total spaces: 1
- Parking features: Covered,Enclosed,Garage Door Opener
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $594 | $7,128 |
| Electricity | $398 | $4,786 |
| Total | $3,937 | $47,244 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $565,000 |
| 2019-07-29 | Sold | $399,000 |
| 2014-06-27 | Sold | $279,000 |
