See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

512 Stillwater Rd, Troutman, NC, 28166

5beds
5baths
3,358sqft
$885,000
$264price/sqft
$5,931/moest. monthly cost
$237,240/yrincome needed

About This Home

Imagine ending the day with a swim in your heated saltwater pool, relaxing in the hot tub, and watching deer wander through the trees all without leaving home. Set on more than an acre in Troutman with beautiful Lake Norman views, this full-brick home offers the space, privacy, and outdoor lifestyle that make everyday living feel like a getaway. Inside, more than 3,400 square feet provides room to gather, work, host, and unwind. The main level features an open living area with fireplace, spacious kitchen with island and breakfast area, private dining room, additional flex space, and a guest/in-law suite with its own full bath. Upstairs, a loft currently serves as a home theater, while the generous primary suite offers a private bath, dual vanities, and oversized closet. Bedrooms 3 and 4 share a Jack-and-Jill bath, while bedroom 5 has its own dedicated bathroom. Outside, the oversized patio surrounds the pool and hot tub, with mature trees creating a peaceful setting. A whole-home generator, two-car garage, oversized driveway, and detached tiny home/storage building add everyday convenience and flexibility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
2/10
Troutman Middle SchoolGrades 6-84.2 mi
5/10
South Iredell High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Hood,Gas Cooktop,Microwave,Oven,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Inside,Laundry Room,Upper Level

Bathroom Full

  • Features: Walk-In Closet(s)
  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Features: En Suite Bathroom
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,358

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,358
  • Total interior livable area: 3,358 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Open Floorplan
  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Features: Ceiling Fan(s),Open Floorplan
  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Garden Tub
  • Level: Upper

Property

Details

  • Parcel number: 4629940845.000
  • Zoning: RS
  • Special condition: Standard
  • Other equipment: Generator,Generator Hookup,Network Ready
  • Exclusions: Mounted projector in loft does not convey

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Outdoor Pool,Salt Water
  • Patio & porch: Deck,Patio,Rear Porch
  • Exterior features: Fire Pit,Storage
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Back Yard,Fenced,Full
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 1.01 Acres
  • Features: Level,Open Lot,Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,475$53,700
Home Insurance *$324$3,888
Property Taxes $820$9,840
Electricity $312$3,753
Total$5,931$71,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,348/yr
40% on housing$177,930/yr
45% on housing$158,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 28166$249
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28166$179
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$879,900
2026-06-09Price change$885,000
2026-05-15Listed for sale$899,000
2026-04-28Listing removed$900,000
2026-03-31Price change$900,000
2026-03-09Price change$910,000
2026-02-27Listed for sale$925,000
2020-10-30Sold$419,000
2019-07-25Listing removed$2,400
2019-06-27Listed for rent$2,400
2017-07-21Listing removed$2,500
2017-06-29Listed for rent$2,500
2015-08-25Sold$343,000

For Sale by Agent

AgentJennifer Stafford
BrokerageEXP Realty LLC Mooresville

Similar Homes