4360 Buffalo Mountain Dr, Loveland, CO, 80538
About This Home
Discover refined style and modern comfort in this impeccably maintained 2 story, ideally located in the vibrant Lakes at Centerra community. Designed with contemporary elegance and functional sophistication, this pristine home offers 4 beds, 4 baths and an open, light-filled floorplan ideal for both everyday living and entertaining. A welcoming covered front porch invites you into the foyer, opening to expansive living spaces highlighted by soaring ceilings and walls of windows that flood the home with natural light. Stunning 2 story great room offers a cozy gas fireplace, perfect for chilly evenings, and flows seamlessly into an elegant dining room ideal for gatherings. Gourmet kitchen is a chef's delight, featuring a generous island with bar seating, stainless steel appliances including a gas cooktop with hooded vent, quartz countertops, abundant cabinetry and pantry storage. A sunny breakfast nook provides space for casual dining, while the open layout makes entertaining effortless. Recent upgrades include New carpet, giving the home a fresh, move-in-ready feel. Upstairs, a bright loft offers additional living space and nicely separates the primary suite from the other bedrooms. Private primary suite features a luxurious 5-piece bath with soaking tub and spacious walk-in closet. Upper level has a 2nd suite with a private3/4 bath, a 3rd bed and full bath. Outdoor living shines with a fenced backyard, paved patio, and extended deck, perfect for summer BBQs and relaxing evenings. Main level also includes a 4th bed also ideal as an office, a mudroom, and laundry. 3car attached tandem garage. Unfinished basement is ready for future expansion and has abundant storage. Enjoy Loveland's quintessential Colorado lifestyle with nearby parks, open space, and lakes. Residents of Lakes at Centerra enjoy close proximity to a clubhouse, pool, playgrounds, community events, shopping, dining, and convenient access to major commute corridors and recreation. See Virtual 3-D Tour.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Roof: Composition
- Construction materials: Frame,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Partial,Unfinished,Crawl Space,Daylight
Bedroom2
- Level: Upper
- Area: 168
- Dimensions: 12 x 14
Bedroom3
- Level: Upper
- Area: 132
- Dimensions: 11 x 12
Bedroom4
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 3/4 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 234
- Dimensions: 13 x 18
Family Room
- Level: Upper
- Area: 204
- Dimensions: 12 x 17
Features
- Eat-in Kitchen,Cathedral Ceiling(s),Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island,Split Bedroom Plan,Central Vacuum
- Door features: 6-Panel Doors
- Window features: Window Coverings
- Number of fireplaces: 1
- Fireplace features: Gas,Gas Log,Great Room,One
- Fireplace: Yes
- Finished area below ground: 830
- Finished area above ground: 2,590
Great Room
- Level: Main
- Area: 323
- Dimensions: 17 x 19
Heating & Cooling
- Heating features: Forced Air,Humidity Control
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 3,420
- Total interior livable area: 3,420 sqft
Kitchen
- Level: Main
- Area: 171
- Dimensions: 9 x 19
Laundry
- Level: Main
- Area: 54
- Dimensions: 6 x 9
Primary Bedroom
- Features: 5 Piece Primary Bath
- Level: Upper
- Area: 247
- Dimensions: 13 x 19
Property
Accessibility
- Accessibility features: Main Floor Bath,Accessible Bedroom
Details
- Parcel number: R1655673
- Zoning: PUD
- Special condition: Private Owner
- Exclusions: Seller's personal property and beverage refrigerator.
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Deck
- Exterior features: Sprinkler System
- Fencing: Fenced,Wood,Wire
Lot
- Lot size: 6,589 sqft
- Features: Level,Paved,Curbs,Gutters,Sidewalks
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Attached,Tandem
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,337 | $40,044 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $286 | $3,432 |
| Electricity | $258 | $3,098 |
| Total | $4,166 | $49,992 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $660,000 |
| 2026-03-25 | Price change | $670,000 |
| 2026-02-24 | Price change | $675,000 |
| 2026-02-12 | Price change | $685,000 |
| 2026-02-10 | Listed for sale | $700,000 |
| 2026-01-20 | Pending sale | $700,000 |
| 2026-01-13 | Listed for sale | $700,000 |
| 2025-08-20 | Listing removed | $705,000 |
| 2025-06-26 | Listed for sale | $705,000 |
| 2024-09-11 | Listing removed | $705,000 |
| 2024-08-02 | Listed for sale | $705,000 |
| 2017-05-30 | Sold | $477,992 |
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