2509 Cub Lake Ct, Loveland, CO, 80538
About This Home
Tucked at the end of a quiet cul-de-sac in Lakes at Centerra, this home is all about the views and flexible living. Mountain views greet you the moment you walk through the front door, with large windows framing the scenery throughout the home. The covered deck with a two-sided fireplace creates the perfect space to enjoy Colorado sunsets year-round. Designed for true multi-generational living, the walk-out basement features a full apartment with kitchen, laundry, separate access, and added pathways for easy entry. The primary suite captures mountain and Boyd Lake views, while electronic shades let natural light and scenery be part of your morning routine. Mature trees, direct trail access, fire pit, hot tub, and a private backyard setting make this home feel like a retreat while still close to schools, shopping, and everything Centerra offers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Double Oven,Dishwasher,Refrigerator,Bar Fridge,Microwave
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access,Daylight
Bedroom2
- Level: Upper
- Area: 169
- Dimensions: 13 x 13
Bedroom3
- Level: Upper
- Area: 143
- Dimensions: 11 x 13
Bedroom4
- Level: Upper
- Area: 143
- Dimensions: 11 x 13
Bedroom5
- Level: Basement
- Area: 121
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 1
- 3/4 bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 182
- Dimensions: 13 x 14
Features
- Eat-in Kitchen,Open Floorplan,Walk-In Closet(s),Wet Bar,Kitchen Island,In-Law Floorplan
- Window features: Window Coverings
- Fireplace features: Gas,Multi-Sided,Living Room
- Fireplace: Yes
- Finished area below ground: 1,478
- Finished area above ground: 3,136
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 4,614
- Total interior livable area: 4,614 sqft
Kitchen
- Level: Main
- Area: 210
- Dimensions: 15 x 14
Laundry
- Level: Main
- Area: 108
- Dimensions: 12 x 9
Living Room
- Level: Main
- Area: 238
- Dimensions: 14 x 17
Primary Bedroom
- Features: 3/4 Primary Bath
- Level: Upper
- Area: 375
- Dimensions: 25 x 15
Recreation Room
- Level: Basement
- Area: 357
- Dimensions: 21 x 17
Study
- Level: Main
- Area: 156
- Dimensions: 13 x 12
Property
Accessibility
- Accessibility features: Main Level Laundry
Details
- Parcel number: R1655808
- Zoning: RES
- Special condition: Private Owner
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Deck
- Exterior features: Sprinkler System
- Spa features: Heated
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s),Hills,Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.26 Acres
- Features: Cul-De-Sac,Sloped,Paved,Curbs,Gutters,Sidewalks,Street Light
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $389 | $4,668 |
| Property Taxes | $390 | $4,680 |
| Electricity | $348 | $4,179 |
| Total | $5,677 | $68,124 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Pending sale | $900,000 |
| 2026-05-07 | Listed for sale | $900,000 |
| 2021-04-02 | Sold | $775,000 |
| 2021-02-03 | Pending sale | $775,000 |
| 2021-02-01 | Listed for sale | $775,000 |
| 2019-05-29 | Sold | $750,000 |
| 2019-04-25 | Pending sale | $789,900 |
| 2018-11-09 | Price change | $789,900 |
| 2018-11-05 | Listed for sale | $795,900 |
| 2015-10-27 | Sold | $587,266 |
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