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3565 Woodlake Dr Unit 4, Silver Spring, MD, 20904

3beds
4baths
1,520sqft
$450,000
$296price/sqft
$3,069/moest. monthly cost
$122,760/yrincome needed

About This Home

Welcome to this exceptional 3-level gem at 3565 Woodlake Dr #4, Silver Spring! Built in 2014, this stunning condominium features 3 spacious bedrooms, 2 full baths, and 2 half baths. The home shines with brand new hardwood floors on the first two levels and staircase and brand new luxury carpet throughout the entire bedroom level, giving it a fresh, modern feel. The open-concept main level boasts a kitchen with a striking island granite countertop, perfect for entertaining, flowing seamlessly into the living and dining areas. Retreat to the primary suite with a walk-in closet, while additional bedrooms and bathrooms provide comfort and privacy. The fully finished walk-in basement offers versatile space for a home office, media room, or extra living area with direct walkout access. Step outside to a charming deck, ideal for outdoor living and relaxation. Enjoy the convenience of an attached 2-car garage with rear entry and door opener, plus ample parking in the lot and on the street. Residents can enjoy a sparkling community pool and serene surroundings, all while being close to downtown Silver Spring, shopping, dining, and major commuter routes including I-495. With its modern updates, functional layout, and prime location, this property is truly a dream home and a rare find!

Getting Around

31
WalkingCar-Dependent
44
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

3/10
5/10
5/10
Paint Branch High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Permanent,Other,Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Oven/Range - Electric,Oven/Range - Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Front Entrance,Finished,Garage Access,Walk-Out Access,Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Kitchen Island,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Hardwood,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,520

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,520
  • Total interior livable area: 1,520 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 160503742288
  • Zoning: SEE PUBLIC RECORDS
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Garage Door Opener,Attached,Parking Lot,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$111$1,332
Property Taxes $402$4,824
Electricity $281$3,374
Total$3,069$36,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,222/yr
40% on housing$92,070/yr
45% on housing$81,840/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 20904$210
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20904$253
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$459,900
2014-09-24Sold$304,080

For Sale by Agent

AgentEmerica Karefa-Kargbo
BrokerageKW Metro Center

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