12581 Zumbrota St NE, Blaine, MN, 55449
About This Home
Welcome to this stunning 2-story home in the sought-after Woods at Quail Creek community. This 5-bedroom, 4-bathroom home blends privacy, space, and modern comfort. Set on a quiet, wooded lot, the backyard feels like your own retreat complete with a private view and deck perfect for entertaining or relaxing. Inside, the main level features hardwood floors, an open-concept layout, a gas fireplace, walk-in pantry, and a front office ideal for remote work. Upstairs you’ll find four spacious bedrooms, including a serene primary suite with views of the backyard, a spa-like bathroom with soaking tub and tiled shower, and a large walk-in closet. Convenient second-floor laundry adds to the practical layout. The finished lower level offers even more living space, with a second gas fireplace, walk-up bar, 5th bedroom, and bathroom. A large unfinished utility room offers great opportunity for storage. Additional features include a 3-stall garage and plenty of room to spread out. This is a chance to own a move-in-ready home in one of Blaine’s most desirable neighborhoods
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
Basement
- Has basement: Yes
- Basement: Finished,Full,Sump Pump,Walk-Out Access
Bedroom
- Level: Upper
- Area: 225
- Dimensions: 15X15
Bedroom2
- Level: Upper
- Area: 132
- Dimensions: 12X11
Bedroom3
- Level: Upper
- Area: 121
- Dimensions: 11X11
Bedroom4
- Level: Upper
- Area: 121
- Dimensions: 11X11
Bedroom5
- Level: Basement
- Area: 160
- Dimensions: 16X10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 285
- Dimensions: 15X19
Family Room
- Level: Basement
- Area: 240
- Dimensions: 16X15
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 1,000
- Finished area above ground: 2,486
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,582
- Total interior livable area: 3,486 sqft
Kitchen
- Level: Main
- Area: 210
- Dimensions: 15X14
Living Room
- Level: Main
- Area: 225
- Dimensions: 15X15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 033123330091
- Zoning description: Residential-Single Family
- Foundation area: 1096
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Deck,Front Porch
- Fencing: None
Lot
- Lot size: 10,062 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 70 x 156 x 60 x 152
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Hail
- Heat Wave
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,127 | $37,524 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $537 | $6,444 |
| Electricity | $294 | $3,528 |
| Total | $4,253 | $51,036 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $618,500 |
| 2026-06-12 | Listed for sale | $625,000 |
| 2021-08-04 | Sold | $570,000 |
| 2021-06-17 | Pending sale | $524,900 |
| 2021-06-11 | Listed for sale | $524,900 |
| 2012-11-01 | Sold | $356,121 |
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