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3530 N 23rd St, Philadelphia, PA, 19140

4beds
--baths
2,600sqft
$360,000
$138price/sqft
$2,934/moest. monthly cost
$117,360/yrincome needed

About This Home

Exceptional investment opportunity with tremendous upside! This 4-unit property features four 1-bedroom units and offers incredible value-add potential for savvy investors. Increase cash flow through strategic improvements and rental optimization while building long-term equity. Whether you're looking to expand your portfolio or acquire your next income-producing asset, this property checks all the boxes. Don't miss the chance to unlock its full potential and maximize your return on investment!. Property was recently foreclosed on by an out-of-state lender. Tons of opportunity to either work with the existing tenants or find new ones.

Getting Around

71
WalkingVery Walkable
72
TransitExcellent Transit
55
BikeBikeable

Schools

5/10
2/10

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Quadruplex

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 112319300
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 1,600 sqft
  • Lot size dimensions: 16.00 x 100.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Earthquake
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$446$5,352
Property Taxes $383$4,596
Electricity $285$3,423
Total$2,934$35,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,594/yr
40% on housing$88,020/yr
45% on housing$78,240/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 19140$93
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19140$126
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$360,000
2026-07-09Sold$9,400
2023-12-11Sold$641,000
2023-10-16Listed for sale$810,000
2023-03-21Sold$295,000
2022-10-19Sold$5,000
2009-01-29Sold$40,000
2008-09-19Sold$13,000
2001-04-24Sold$8,000
1999-05-28Sold$7,900

For Sale by Agent

AgentAri Miller
BrokerageReal Estate Management Advisors LLC

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