10 Rumford Ln, Bluffton, SC, 29910
About This Home
Designed for effortless Lowcountry living, 10 Rumford Lane is an ideal lock-and-leave retreat in the highly sought-after, short-term rental eligible Wilson Cottages of Palmetto Bluff. This charming 2-bedroom, 2.5 bath cottage features heart pine floors, detailed millwork, and a chef-ready kitchen equipped with Wolf and Sub-Zero appliances. The single-level layout includes an open-concept living area and two spacious primary suites, all complemented by a generous screened porch overlooking the large, serene backyard. Offered fully furnished, this Wilson Cottage has a strong rental history with its central location near all the Wilson Village amenities. Whether a second home or an income generating asset, this home represents the perfect way to enjoy life in Palmetto Bluff.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Roof: Metal
- Construction materials: Composite Siding
Other
- Builder model: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Self Cleaning Oven,Washer,Tankless Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Attic,Ceiling Fan(s),Fireplace,Main Level Primary,Multiple Closets,Smooth Ceilings,Separate Shower
- Window features: Impact Glass,Insulated Windows,Screens
- Flooring: Carpet,Tile,Wood
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,652 sqft
Primary Bedroom
- Level: First
Property
Details
- Parcel number: R61404500005540000
- Special condition: None
Features
- Pool features: Community
- Patio & porch: Patio,Porch,Screened
- Exterior features: Enclosed Porch,Sprinkler/Irrigation
- Has view: Yes
- View description: Landscaped,Trees/Woods
- Water view: Landscaped,Trees/Woods
Lot
- Lot size: 0.25 Acres
- Features: Corner Lot,1/4 to 1/2 Acre Lot
Parking
- Parking features: Unassigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Beaufort County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,975 | $107,700 |
| Home Insurance * | $780 | $9,360 |
| Property Taxes | $739 | $8,868 |
| Electricity | $204 | $2,449 |
| Total | $10,698 | $128,376 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $1,775,000 |
| 2024-08-02 | Listing removed | $1,995,000 |
| 2023-09-01 | Listing removed | -- |
| 2023-01-26 | Price change | $1,995,000 |
| 2022-11-23 | Listed for sale | $2,095,000 |
| 2022-08-12 | Sold | $1,945,000 |
| 2022-05-06 | Pending sale | $1,995,000 |
| 2022-04-27 | Listed for sale | $1,995,000 |
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