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406 E Washington St, Middleburg, VA, 20117

3beds
2baths
3,956sqft
$1,950,000
$493price/sqft
$11,905/moest. monthly cost
$476,200/yrincome needed

About This Home

The Jacob Mann House, circa 1817 and once home to Middleburg’s local tanner, is a charming fieldstone residence ideally located on the eastern edge of the historic village. Rich in character and thoughtfully updated, the home offers three bedrooms and two full baths including a main level primary suite. Step inside to find original hardwood floors, two fireplaces, built-ins, custom cabinetry, and abundant natural light throughout. The designer kitchen features high-end appliances and looks out over a bright enclosed back porch overlooking a deck, the private gardens and a swimming pool. The finished walk-out lower level includes a spacious Tavern Room upgraded with exposed beams, custom cabinetry, a gas fireplace, and a mini-split system, along with a private office space and a Butler’s Pantry with more custom cabinetry and an exposed stone wall. Just steps from the main house, the restored Smoke House provides exceptional flexibility with a full bath, heated hardwood floors and a fireplace making it ideal as a guest suite, home office, artist’s studio or workout room. The fully fenced grounds offer rare privacy within town limits and are enhanced by mature landscaping, including more than 50 boxwoods, laurels, arborvitae, hollies, and pines. Other improvements include pool renovations, updated fencing, a tar-based pea gravel driveway, three mini-split systems, a retractable pool cover and a hot tub. Savor the privacy of a secluded in-town setting, while enjoying an easy walk to Middleburg’s shops, restaurants, library, and post office along with quick access to local wineries, breweries, and nearby walking trails through the Salamander Resort. Unique corner parcel on .48 acres fronts three streets and has subdivision potential. A rare opportunity to own a beautifully preserved historic home in Middleburg. Don't miss!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
9/10
Blue Ridge Middle SchoolGrades 6-811.0 mi
10/10
Loudoun Valley High SchoolGrades 9-1211.8 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1817

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Masonry,Frame

Notable Dates

  • Major remodel year: 2019

Other

  • Builder model: Jacob Mann House

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven/Range - Gas,Refrigerator,Six Burner Stove,Washer,Electric Water Heater
  • Laundry features: Mud Room

Basement

  • Has basement: Yes
  • Basement: Full,Partial,Connecting Stairway,Finished,Heated,Improved,Exterior Entry,Side Entrance,Walk-Out Access,Windows,Shelving,Space For Rooms,Interior Entry

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Unspecified

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Unspecified

Bedroom3

  • Level: Upper

Bedroom6

  • Level: Unspecified

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den

  • Level: Unspecified

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Combination Kitchen/Living,Entry Level Bedroom,Chair Railings,Upgraded Countertops,Crown Molding,Primary Bath(s),Floor Plan - Traditional,Plaster Walls,Beamed Ceilings,Dry Wall
  • Flooring: Hardwood,Slate,Wood
  • Number of fireplaces: 2
  • Fireplace features: Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 760
  • Finished area above ground: 3,196

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 3,956
  • Total interior livable area: 3,956 sqft

Kitchen

  • Level: Unspecified

Kitchen

  • Level: Main

Living Room

  • Level: Unspecified

Living Room

  • Level: Main

Mud Room

  • Level: Lower

Office

  • Level: Lower

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Unspecified

Primary Bedroom

  • Level: Main

Recreation Room

  • Features: Track Lighting,Flooring - Luxury Vinyl Tile,Built-in Features
  • Level: Lower

Sitting Room

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 538398014000
  • Zoning: MB:R1
  • Zoning description: MB: LOW DENSITY RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Chandelier In Dining Room

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Enclosed
  • Fencing: Board,Full

Lot

  • Lot size: 0.48 Acres
  • Features: Cleared

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$356$4,272
Property Taxes $1,308$15,696
Electricity $381$4,572
Total$11,905$142,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$408,171/yr
40% on housing$357,150/yr
45% on housing$317,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$493This listing

vs Other Active Listings

Avg $/sqft

ZIP 20117$600
Loudoun County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 20117$460
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-31Listed for sale$1,950,000
2017-07-17Sold$875,000
2017-05-04Pending sale$935,000
2017-04-21Price change$935,000
2017-04-08Listed for sale$895,000
2007-07-02Sold$740,000
1994-11-07Sold$270,000

For Sale by Agent

AgentCricket Bedford
BrokerageThomas and Talbot Estate Properties, Inc.

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