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5109 Pansley Dr, Charlotte, NC, 28226

3beds
3baths
2,580sqft
$630,000
$244price/sqft
$3,998/moest. monthly cost
$159,920/yrincome needed

About This Home

Welcome to Triveny Commons, a small gated enclave of townhomes conveniently located near the Arboretum and Four Mile Creek Greenway. Enjoy an open-concept main level with spacious living/dining areas, a large gourmet kitchen, and access to the very private rear patio with pergola. Upstairs you will find a large primary suite with a luxurious en-suite bath which includes a dual vanity, garden tub plus separate shower, as well as a generously sized walk-in closet. Completing the upper level are two bedrooms which share a full bath, and a laundry room with utility sink and plenty of storage. This home is beautifully finished and truly move-in ready, with over $35K recently spent on thoughtful upgrades by current owner: Generac generator, closet systems, carpet, window treatments, plus refrigerator, washer, and dryer which remain with the property. Triveny Commons offers quick access to many shopping/dining options plus Four Mile Creek Greenway; properties in the community rarely come to market!

Getting Around

16
WalkingCar-Dependent
21
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

6/10
9/10
South Charlotte MiddleGrades 6-80.6 mi
7/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Exhaust Hood,Gas Cooktop,Gas Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator,Refrigerator with Ice Maker,Tankless Water Heater,Wall Oven,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Sink,Upper Level

Bathroom Full

  • Features: Garden Tub
  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper
  • Area: 162
  • Dimensions: 12' 0" X 13' 6"

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 170.04
  • Dimensions: 12' 0" X 14' 2"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 12' 0" X 13' 0"

Features

  • Kitchen Island,Open Floorplan,Pantry
  • Flooring: Carpet,Hardwood,Tile
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,580

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,580
  • Total interior livable area: 2,580 sqft

Kitchen

  • Features: Kitchen Island,Walk-In Pantry
  • Level: Main
  • Area: 176.04
  • Dimensions: 12' 0" X 14' 8"

Laundry

  • Level: Upper
  • Area: 59.6286
  • Dimensions: 9' 5" X 6' 4"

Living Room

  • Level: Main
  • Area: 342
  • Dimensions: 19' 0" X 18' 0"

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 254.38
  • Dimensions: 14' 0" X 18' 2"

Property

Details

  • Parcel number: 21125115
  • Zoning: R-8MF(CD)
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Front Porch,Patio
  • Exterior features: In-Ground Irrigation,Lawn Maintenance
  • Fencing: Back Yard,Stone

Lot

  • Lot size: 0.07 Acres
  • Features: Private

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$180$2,160
Property Taxes $393$4,716
Electricity $240$2,883
Total$3,998$47,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,074/yr
40% on housing$119,940/yr
45% on housing$106,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 28226$278
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28226$303
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$630,000
2021-11-02Sold$530,000
2021-09-17Pending sale$538,900
2021-06-22Sold$556,200
2017-02-10Sold$381,000
2015-08-27Sold$350,000
2014-05-30Sold$358,325

For Sale by Agent

AgentRob Davis
BrokerageProStead Realty

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