91 Watershed Way, Horse Shoe, NC, 28742
About This Home
Experience refined mountain living in this stunning 4-bedroom, 4.5-bath estate nestled on 1.78 private acres in an exclusive gated community. With 4,100 square feet of thoughtfully designed space, this home offers the perfect blend of luxury, comfort, and natural beauty. Step into a sun-drenched, southern-facing great room featuring a striking fireplace and jaw-dropping mountain views. The chef’s kitchen is a dream come true—complete with a gas cooktop, double oven, ample counter space, and beautiful cabinet, all flowing seamlessly into open-concept living and dining areas with rich wood flooring throughout. Enjoy peaceful mornings on the screened porch, quiet evenings on the expansive back deck, or gather around the custom fire pit under the stars. Professionally landscaped grounds provide year-round beauty and privacy.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2014
Materials
- Construction materials: Fiber Cement,Stone,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Arts and Crafts
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Double Oven,Gas Cooktop,Refrigerator
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Daylight,Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Area
- Level: Main
Family Room
- Level: Basement
Features
- Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
- Door features: Insulated Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Tile,Wood
- Fireplace features: Fire Pit,Gas Log,Great Room
- Attic: Walk-In
- Finished area below ground: 877
- Finished area above ground: 3,261
Great Room
- Level: Main
Heating & Cooling
- Heating features: Electric,Heat Pump,Natural Gas
- Cooling features: Heat Pump
Interior Area
- Total structure area: 3,261
- Total interior livable area: 4,138 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Office
- Level: Basement
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 1005806
- Zoning: R3
- Special condition: Standard
- Other equipment: Generator,Network Ready
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio,Rear Porch,Screened,Side Porch
- Has view: Yes
- View description: Long Range,Mountain(s),Winter,Year Round
Lot
- Lot size: 1.78 Acres
- Features: Cleared,Green Area,Private,Sloped,Wooded,Views
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Drought
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Henderson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,326 | $87,912 |
| Home Insurance * | $431 | $5,172 |
| Property Taxes | $624 | $7,488 |
| Electricity | $385 | $4,624 |
| Total | $8,766 | $105,192 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $1,478,000 |
| 2026-01-12 | Price change | $1,498,000 |
| 2025-11-17 | Listed for rent | $5,495 |
| 2025-09-19 | Price change | $1,555,000 |
| 2025-08-19 | Price change | $1,598,000 |
| 2025-06-09 | Price change | $1,694,000 |
| 2025-05-02 | Listed for sale | $1,774,000 |
| 2014-06-13 | Sold | $45,000 |
For Sale by Agent
View on Zillow