See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

34520 Atoka Chase Ln, Middleburg, VA, 20117

3beds
3baths
2,946sqft
$2,700,000
$916price/sqft
$15,894/moest. monthly cost
$635,760/yrincome needed

About This Home

Special home and property set in Virginia’s famed Hunt Country just west of Middleburg, this exceptional estate is the first property on the left in the sought-after Atoka Chase community. Enter through the private security gate and follow the tree-lined drive past the horse barn to a beautifully constructed Cape-style stone residence set on 18 fully fenced acres overlooking an amazing pond and manicured fenced pastures. Designed for both elegant country living and equestrian pursuits, the property features copper roofs and gutters on the house, cottage and garage, extensive landscaping and hardscaping, horse barn with heated office tack room, fenced paddocks, a machine barn, and thoughtfully designed outdoor spaces that capture the beauty of the surrounding Virginia countryside. The main residence offers three bedrooms and two-and-a-half baths with warm, timeless interiors and picturesque views from nearly every room. Sought after primary bedroom suite on the main level. The stone work was done by a local master craftsman in 1990. A separate guest house includes one bedroom and one full bath and half bath. All new SS appliances, redone kitchen and bathrooms, providing ideal accommodations for guests, extended family, or a farm manager. Propane heating for the main house and heat pump for the cottage. Additional amenities include an indoor heated spa/lap pool, oversized two-car garage, horse barn, and multiple outbuildings supporting both recreational and working farm use. Stone duck house building overlooking the pond with fountain. Multiple paddocks and 3 automatic waterers. This 18 acre gem combines privacy, beauty, and functionality, and this rare Atoka Chase offering presents an extraordinary opportunity to enjoy refined country living just minutes from historic Middleburg. Property has potential to build another home on the property per counsel opinion for the estate. Subject to the covenants in the Deed of Dedication dated October 20th, 1980 and the approval of the ARC.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
9/10
Blue Ridge Middle SchoolGrades 6-811.6 mi
10/10
Loudoun Valley High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Crawl Space
  • Roof: Copper
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Cooktop,Dishwasher,Dryer,Ice Maker,Double Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Treat System,Electric Water Heater
  • Laundry features: Upper Level,Main Level,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Crown Molding,Flooring - HardWood
  • Level: Upper

Bedroom3

  • Features: Flooring - Solid Hardwood,Crown Molding,Ceiling Fan(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Crown Molding,Flooring - HardWood
  • Level: Main

Family Room

  • Features: Fireplace - Electric,Built-in Features,Flooring - Marble,Recessed Lighting
  • Level: Main

Features

  • Bathroom - Walk-In Shower,Ceiling Fan(s),Family Room Off Kitchen,Formal/Separate Dining Room,Built-in Features,Crown Molding,Recessed Lighting,Upgraded Countertops
  • Flooring: Hardwood,Marble,Wood
  • Number of fireplaces: 3
  • Fireplace features: Mantel(s),Wood Burning,Gas/Propane,Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,946

Heating & Cooling

  • Heating features: Zoned,Propane,Electric
  • Cooling features: Central Air,Zoned,Heat Pump,Electric

Interior Area

  • Total structure area: 2,946
  • Total interior livable area: 2,946 sqft

Kitchen

  • Features: Flooring - Marble,Granite Counters
  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Features: Flooring - HardWood,Fireplace - Gas,Crown Molding
  • Level: Main

Office

  • Features: Flooring - HardWood
  • Level: Main

Primary Bedroom

  • Features: Flooring - HardWood,Crown Molding,Ceiling Fan(s),Fireplace - Wood Burning
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 623183358000
  • Zoning: AR2 - AGRICULTURAL RURAL
  • Special condition: Standard
  • Horse amenities: Horses Allowed,Paddocks,Stable(s)

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,Indoor,Lap,Private
  • Patio & porch: Deck,Patio,Roof,Roof Deck
  • Exterior features: Extensive Hardscape,Lighting,Chimney Cap(s),Sidewalks
  • Has spa: Yes
  • Spa features: Bath,Indoor,Heated,Private
  • Fencing: Board,Full
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Pasture,Pond,Scenic Vista
  • Has water view: Yes
  • Water view: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 18.05 Acres
  • Features: Landscaped,Open Lot,Pond

Parking

  • Total spaces: 12
  • Parking features: Storage,Garage Faces Rear,Garage Door Opener,Circular Driveway,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,652$163,824
Home Insurance *$493$5,916
Property Taxes $1,466$17,592
Electricity $283$3,405
Total$15,894$190,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$544,937/yr
40% on housing$476,820/yr
45% on housing$423,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$916This listing

vs Other Active Listings

Avg $/sqft

ZIP 20117$577
Loudoun County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 20117$460
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$2,700,000
2026-05-30Listed for sale$2,999,999
1992-05-29Sold$232,700

For Sale by Agent

AgentJim Lemon, Jr.
BrokerageWashington Fine Properties, LLC

Similar Homes