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643 Clinton St, Montgomery, AL, 36108

2beds
1baths
1,075sqft
$75,000
$70price/sqft
$783/moest. monthly cost
$31,320/yrincome needed

About This Home

THIS IS AN EXCELLENT RENTAL PROPERTY FOR YOUR PORTFOLIO. MANY UPDATES CARPET, NEW ROOF, TOILET, FLOORS, NEW PAINT. GREAT INCOME PRODUCER 641 & 643. NEXT DOOR TO HISTORICAL PROPERTY AND CHURCH ON THE OTHER SIDE. SIX FOOT FENCE FOR EXTRA SECURITY.

Getting Around

50
WalkingCar-Dependent
24
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

6/10
2/10
1/10
Lanier Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate

Interior Area

  • Total interior livable area: 1,075 sqft

Property

Details

  • Parcel number: 1106133009008.001

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Fully Fenced,Porch
  • Fencing: Full

Lot

  • Lot size: 5,318 sqft
  • Features: City Lot
  • Lot size dimensions: 5318

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$142$1,704
Property Taxes $22$264
Electricity $240$2,881
Total$783$9,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,845/yr
40% on housing$23,490/yr
45% on housing$20,880/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.9%
13.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 36108$32
Montgomery County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 36108$63
Montgomery County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$75,000
2016-08-29Sold$10,500

For Sale by Agent

AgentWilliam Andrews, II
BrokerageUnlimited Realty

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