1186 E Tugalo St, Toccoa, GA, 30577
About This Home
This fully renovated 2-bedroom, 1-bath home offers country living at its best. Sitting on a spacious lot with beautiful open yard space and surrounded by nature, it’s the kind of place where you can slow down, enjoy the outdoors, and feel right at home. Inside, everything has been updated with a fresh, clean feel, including new appliances and modern finishes, while still keeping the warm character of a country cottage. Public records show an effective year built of 1970, but the updates make this home feel fresh and move-in ready. Enjoy mornings on the covered front porch, plenty of room for gardening, pets, or outdoor hobbies, and best of all — no HOA telling you what you can and can’t do. Whether you’re looking for a starter home, downsizing, or just wanting a simpler country lifestyle, this property is one you’ll want to see
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1944
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range
Basement
- Basement: None
Bedroom
- Features: Master on Main, Oversized Master, Other
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Features: Other
Features
- Other
- Window features: Double Pane Windows
- Flooring: Tile,Vinyl
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 832
- Total interior livable area: 832 sqft
Kitchen
- Features: Cabinets Other, Solid Surface Counters
Master Bathroom
- Features: Other
Master Bedroom
- Features: Master on Main, Oversized Master, Other
- Level: Master on Main, Oversized Master, Other
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: T34 062
- Other equipment: None
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Front Porch
- Exterior features: Storage
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Other
- Waterfront features: None
- Waterbody name: None
Lot
- Lot size: 0.58 Acres
- Features: Back Yard,Cleared,Front Yard,Landscaped,Level
Parking
- Total spaces: 2
- Parking features: Carport,Covered,Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $127 | $1,524 |
| Electricity | $219 | $2,637 |
| Total | $1,576 | $18,912 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $250,000 |
| 2015-12-18 | Sold | $39,000 |
| 2015-10-01 | Pending sale | $49,000 |
| 2015-09-17 | Listed for sale | $49,000 |
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