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602 W Jefferson Ave, Fairfield, IA, 52556

2beds
1baths
902sqft
$90,000
$100price/sqft
$778/moest. monthly cost
$31,120/yrincome needed

About This Home

View this 2 bedroom, 1 bathroom bungalow that is near shopping and dining options. The home has had many updates including new carpet, vinyl plank flooring, and fresh paint throughout. The kitchen has updated cupboards and counters, and has a laundry closet on the first floor. Schedule a showing today.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

4/10
Pence Elementary SchoolGrades 2-40.4 mi
6/10
Fairfield Middle SchoolGrades 5-80.7 mi
3/10
Fairfield High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 902

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 902 sqft

Property

Details

  • Parcel number: 0626485006

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 0.100 Irregular Shape

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$85$1,020
Property Taxes $117$1,404
Electricity $121$1,452
Total$778$9,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,674/yr
40% on housing$23,340/yr
45% on housing$20,746/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.5%
-6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 52556$117
Jefferson County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 52556$120
Jefferson County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$90,000
2026-02-12Price change$99,500
2025-11-19Price change$115,000
2025-10-13Listed for sale$125,000
2023-12-21Sold$40,000
2023-11-30Pending sale$49,900
2023-11-17Listed for sale$49,900
2014-10-01Sold$75,000
2014-02-26Sold$90,000
2012-06-11Sold$50,000
2012-02-28Sold$26,300
2009-05-01Sold$50,000
2008-10-30Sold$50,000
2005-04-19Sold$25,000

For Sale by Agent

AgentAmber Lyons
BrokerageFairfield Real Estate

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