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51 Forest Dr, Fairfield, IA, 52556

3beds
2baths
2,050sqft
$135,000
$66price/sqft
$1,107/moest. monthly cost
$44,280/yrincome needed

About This Home

Such a wonderful location on a quiet street. Near Chautauqua Park and Fairfield High School. Priced below assessed value to allow for repairs and renovations. This house has loads of potential ! 3rd bedroom in the attic.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

--
6/10
Fairfield Middle SchoolGrades 5-81.3 mi
3/10
Fairfield High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1935

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 2,050 sqft

Property

Details

  • Parcel number: 0625434003

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 72 FF

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Hail
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$128$1,536
Property Taxes $145$1,740
Electricity $152$1,835
Total$1,107$13,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,954/yr
40% on housing$33,210/yr
45% on housing$29,520/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.5%
-6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 52556$117
Jefferson County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 52556$120
Jefferson County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$144,000
2026-02-12Listed for sale$149,000
2005-07-12Sold$77,000

For Sale by Agent

AgentLisa K Cohen
BrokerageVillage Realty

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