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550 Harrison Cir, Locust Grove, VA, 22508

3beds
2baths
1,975sqft
$395,800
$200price/sqft
$2,551/moest. monthly cost
$102,040/yrincome needed

About This Home

Huge price improvement ! Tremendous opportunity and value for this wonderful property. Situated on a corner lot at Harrison Circle and Stratford Circle in Lake of the Woods, 550 Harrison Circle welcomes you with hardwood flooring that sets the tone as you enter. The spacious living room with vaulted ceiling offers a comfortable gathering space, complete with a fireplace and two doors on either side that lead out to a covered, screened-in deck, creating a natural extension for indoor and outdoor living. A formal dining room provides an additional area for hosting, while carpeted flooring adds warmth to the main living spaces and all bedrooms. The primary bedroom is well-sized and thoughtfully positioned on the opposite side of the home from the additional bedrooms, offering a sense of privacy. It features a sliding glass door that opens directly to the screened-in deck, along with an ensuite bathroom that includes luxury vinyl plank flooring, double sinks, a walk-in shower, a separate soaking tub, and a spacious walk-in closet. Bedrooms two and three are slightly larger than standard and offer flexibility for use as guest rooms, family spaces, or hobby areas. The kitchen provides ample countertop space and abundant cabinet storage, along with a convenient breakfast bar and a smaller adjoining dining area for everyday meals. Large windows fill the kitchen and dining area with natural light while offering views out to the back deck. With its thoughtful layout, generous living spaces, and seamless connection to the screened-in deck, this home offers both comfort and versatility for everyday living. The combination of privacy, natural light, and inviting indoor and outdoor spaces creates an environment that is easy to enjoy and well-suited for a variety of lifestyles. Nestled in a private, secure, gated community, Lake of the Woods is a paradise of possibilities. With two lakes, a golf course, an equestrian center, fire and rescue services, and even a church within its bounds, this community offers a diverse range of activities. From boating, water skiing, kayaking, and golfing to the simple joy of soaking in mesmerizing views from the clubhouse, deck, yard, or beaches, there's something for everyone. Engage your interests by joining over 60 clubs and organizations, or perhaps indulge in a game of bridge or contribute your talents as a volunteer. Lake of the Woods truly caters to your lifestyle. Located in Orange County, enjoy the added advantage of low real estate taxes. With home prices spanning from $200,000+ to over $2,000,000, Lake of the Woods is the ideal haven for both full-time residents and weekenders. Don't just take my word for it – come and see for yourself! Allow me to guide you through a tour of Lake of the Woods, showcasing the very essence of what makes this community so special. Experience firsthand the captivating charm of Lake of the Woods!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
5/10
6/10
Orange County High SchoolGrades 9-1218.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2004

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Has Laundry,Hookup,Main Level,Washer In Unit,Dryer In Unit,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Lighting - Ceiling
  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Bedroom3

  • Features: Lighting - Ceiling,Ceiling Fan(s),Flooring - Carpet
  • Level: Main
  • Area: 130
  • Dimensions: 13 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - Carpet,Lighting - Ceiling
  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Features

  • Vaulted Ceiling(s),Dry Wall
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,975

Heating & Cooling

  • Heating features: Heat Pump,Electric,Propane
  • Cooling features: Heat Pump,Central Air,Electric,Solar Photovoltaic

Interior Area

  • Total structure area: 1,975
  • Total interior livable area: 1,975 sqft

Kitchen

  • Features: Pantry,Breakfast Bar
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Flooring - Carpet,Fireplace - Gas
  • Level: Main
  • Area: 336
  • Dimensions: 21 X 16

Primary Bathroom

  • Features: Bathroom - Walk-In Shower,Soaking Tub,Flooring - Luxury Vinyl Plank,Double Sink,Walk-In Closet(s)
  • Level: Main

Primary Bedroom

  • Features: Flooring - Carpet,Ceiling Fan(s),Lighting - Ceiling
  • Level: Main
  • Area: 192
  • Dimensions: 16 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012A0000701680
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Horses can be raised: Yes

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot,Corner Lot/Unit

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,001$24,012
Home Insurance *$144$1,728
Property Taxes $204$2,448
Electricity $202$2,433
Total$2,551$30,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,462/yr
40% on housing$76,530/yr
45% on housing$68,026/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 22508$188
Orange County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 22508
Orange County$216

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$395,800
2026-07-18Price change$395,800
2026-06-03Price change$409,990
2026-04-21Price change$434,900
2026-03-26Listed for sale$449,900

For Sale by Agent

AgentDAVID Macpherson
BrokerageEXP Realty, LLC

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