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20352 Highway 89, Ovid, ID, 83254

4beds
1baths
2,105sqft
$294,900
$140price/sqft
$1,805/moest. monthly cost
$72,200/yrincome needed

About This Home

Incredible opportunity for country living at an affordable price tag! This 4 bedroom (plus office or 5th bedroom) home is on nearly an acre and a half in Ovid for just under $300k, and that includes a detached 2 car garage and creek frontage on the east side with Ovid Creek - you don't ever have that kind of combination at this price! In addition, the sellers just barely had new siding professionally installed and are nearly done with new stucco on the foundation to modernize the full exterior look. Much of the interior is very modernized and updated, as well. The big living room/dining room combo is awesome! The bedrooms are large, and 3 of the 4 have big walk-in closets that are in the process of being drywalled and finished so it'll be ready to go for you and your family by closing. Don't miss out on this rare find!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
7/10
Bear Lake Middle SchoolGrades 6-85.0 mi
9/10
Bear Lake High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 1917

Materials

  • Roof: Metal,Pitched

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,705

Heating

  • Heating features: Forced Air,Propane,Wood

Interior Area

  • Total structure area: 2,105
  • Total interior livable area: 2,105 sqft

Property

Details

  • Parcel number: 03681.00
  • Zoning description: Single-Family, Short Term Rental Allowed
  • Horse amenities: Horse Property

Features

  • Stories: 3
  • Patio & porch: Porch,Open Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Topography of land: Terrain
  • Horses can be raised: Yes

Lot

  • Lot size: 1.41 Acres
  • Features: Waterfront,Stream
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 2
  • Parking features: Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Wildfire
Avalanche
Cold Wave
Earthquake
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters in Bear Lake County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance $62$744
Property Taxes $111$1,332
Electricity $141$1,695
Total$1,805$21,660

Income You'd Need if You Spent...

35% on housing$61,885/yr
40% on housing$54,150/yr
45% on housing$48,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 83254$502
Bear Lake County$436

vs Homes Sold Last Month

Median $/sqft

ZIP 83254
Bear Lake County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Listed for sale$299,900

For Sale by Agent

AgentHolden Budge
BrokerageMountain Retreat Real Estate, LLC

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