




20352 Highway 89, Ovid, ID, 83254
About This Home
Incredible opportunity for country living at an affordable price tag! This 4 bedroom (plus office or 5th bedroom) home is on nearly an acre and a half in Ovid for just under $300k, and that includes a detached 2 car garage and creek frontage on the east side with Ovid Creek - you don't ever have that kind of combination at this price! In addition, the sellers just barely had new siding professionally installed and are nearly done with new stucco on the foundation to modernize the full exterior look. Much of the interior is very modernized and updated, as well. The big living room/dining room combo is awesome! The bedrooms are large, and 3 of the 4 have big walk-in closets that are in the process of being drywalled and finished so it'll be ready to go for you and your family by closing. Don't miss out on this rare find!
Getting Around
Schools
Construction
Condition
- Property condition: Blt./Standing
- Year built: 1917
Materials
- Roof: Metal,Pitched
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow/Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Walk-In Closet(s)
- Flooring: Carpet,Hardwood,Laminate,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,705
Heating
- Heating features: Forced Air,Propane,Wood
Interior Area
- Total structure area: 2,105
- Total interior livable area: 2,105 sqft
Property
Details
- Parcel number: 03681.00
- Zoning description: Single-Family, Short Term Rental Allowed
- Horse amenities: Horse Property
Features
- Stories: 3
- Patio & porch: Porch,Open Porch
- Fencing: Partial
- Has view: Yes
- View description: Mountain(s),Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Topography of land: Terrain
- Horses can be raised: Yes
Lot
- Lot size: 1.41 Acres
- Features: Waterfront,Stream
- Lot size dimensions: 0.0 x 0.0 x 0.0
Parking
- Total spaces: 2
- Parking features: Covered
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Lightning
- Wildfire
- Avalanche
- Cold Wave
- Earthquake
- Inland Flooding
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Bear Lake County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance | $62 | $744 |
| Property Taxes | $111 | $1,332 |
| Electricity | $141 | $1,695 |
| Total | $1,805 | $21,660 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-28 | Listed for sale | $299,900 |
