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201 S Charles St, Beecher City, IL, 62414

3beds
2baths
0sqft
$184,900
--price/sqft
$1,435/moest. monthly cost
$57,400/yrincome needed

About This Home

Investment opportunity right in the middle of Beecher City. This duplex offers a 2 bedroom 1 bathroom unit on the bottom level, and a 1 bedroom 1 bathroom unit on the top level. Both units are occupied and have been completely redone with new electrical, plumbing, flooring, paint, trim, fixtures; top to bottom. Units have a shared in-building laundry space. 2 car detached garage is also on site. This is your chance to make an investment in multifamily real estate.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Beecher City Grade SchoolGrades PK-50.3 mi
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Cellar
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Microwave,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Finished area above ground: 0

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0525008033
  • Zoning: R-2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Drought
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$160$1,920
Property Taxes $211$2,532
Electricity $130$1,569
Total$1,435$17,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,200/yr
40% on housing$43,050/yr
45% on housing$38,266/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 62414—
Effingham County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 62414—
Effingham County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-18Listed for sale$184,900
2024-10-17Sold$35,000
2023-02-15Listing removed--
2023-01-23Listed for sale$59,500
2019-04-23Sold$14,725
2019-03-26Pending sale$15,500
2019-03-07Listed for sale$15,500
2010-06-01Sold$58,000

For Sale by Agent

AgentBrian Meyers
BrokerageThe Meyers Agency

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