




103 Hillside Dr, Locust Grove, VA, 22508
About This Home
Dramatic PRICE IMPROVEMENT on this fabulous waterfront property! Don’t miss your opportunity to tour this beautiful lakefront home with stunning water views, private dock, and numerous recent upgrades. Schedule your showing today before it’s gone! Waterfront retreat at Lake of the Woods! Experience lakeside living in this beautiful, meticulously maintained, two-level waterfront home, perfectly situated on a private 550-acre lake. Featuring 4 bedrooms and 3 full baths, the open-concept layout is designed to maximize both comfort and stunning water views. The welcoming layout features scenic water views from the kitchen, dining, and living areas. The kitchen features updated countertops, new refrigerator and a wall of windows fills the home with natural light while showcasing the peaceful lake setting. The walk-out lower level offers a spacious recreation room, along with a flexible bonus space ideal for a home office or workout area. Enjoy outdoor living with expansive decking—perfect for relaxing, entertaining, or simply taking in the serene surroundings. The new concrete walkways provide easy access to the waterfront deck and boat slip, enhancing both convenience and durability. This property offers the ideal full-time residence or weekend getaway with direct lake access and your own private dock. Recent Updates Include: New HVAC (2024); EV/RV hookups + electric dog fence (2024); fresh paint + wainscoting (2024); expanded driveway (2025); concrete walkways & retaining wall (2025); tree clearing; new stainless steel Whirlpool refrigerator (2024); added lighting; new sod + landscape lighting (2025).
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- Year built: 1984
Materials
- Foundation: Slab
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
- Laundry features: Lower Level,Has Laundry,Dryer In Unit,Washer In Unit,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Partial,Interior Entry,Exterior Entry
Bathroom2
- Level: Main
Bathroom3
- Level: Lower
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
Features
- Combination Dining/Living,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Open Floorplan,Family Room Off Kitchen,Primary Bath(s),Upgraded Countertops,Wainscotting
- Window features: Window Treatments
- Finished area below ground: 1,144
- Finished area above ground: 1,404
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,548
- Total interior livable area: 2,548 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Primary Bathroom
- Level: Main
Primary Bedroom
- Level: Main
Recreation Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 012A0001001970
- Zoning: 017
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Deck
- Exterior features: Lighting,Extensive Hardscape
- Fencing: Electric
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Private Dock Site,Riparian Grant,Lake,Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Sail,Swimming Allowed
- Waterbody name: Lake Of The Woods
- Frontage length: Water Frontage Ft: 54
Lot
- Lot size: 0.36 Acres
- Features: Bulkheaded,Premium
Parking
- Total spaces: 5
- Parking features: Asphalt,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,767 | $45,204 |
| Home Insurance * | $271 | $3,252 |
| Property Taxes | $394 | $4,728 |
| Electricity | $245 | $2,945 |
| Total | $4,677 | $56,124 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $819,500 |
| 2026-04-16 | Listed for sale | $859,000 |
| 2023-09-22 | Sold | $785,000 |
| 2023-08-22 | Contingent | $785,000 |
| 2023-08-20 | Listed for sale | $785,000 |
| 2017-10-23 | Sold | $429,000 |
| 2017-09-05 | Pending sale | $440,000 |
| 2017-08-17 | Price change | $440,000 |
| 2017-07-27 | Price change | $460,000 |
| 2017-07-12 | Listed for sale | $475,000 |
