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301 S 14th St, Keithsburg, IL, 61442

2beds
1baths
432sqft
$13,000
$30price/sqft
$286/moest. monthly cost
$11,440/yrincome needed

About This Home

LESS EXPENSIVE THAN A NEW CAR - so why not invest for yourself or as a 2 bedroom rental property? Nice corner double lot, 2 car garage, near the Mississippi River. Maybe a B&B? Bring your hammer, nails and a dumpster and begin your project NOW!! SOLD AS IS

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
Mercer County High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 81
  • Dimensions: 9X9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 432
  • Total interior livable area: 432 sqft

Kitchen

  • Features: Flooring (Linoleum)
  • Level: Main
  • Area: 72
  • Dimensions: 8X9

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 190
  • Dimensions: 10X19

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Property

Accessibility

  • Accessibility features: Main Level Entry,No Interior Steps,Disability Access

Details

  • Parcel number: 131326113006
  • Special condition: In Foreclosure

Features

  • Stories: 1

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 100x117

Parking

  • Total spaces: 2
  • Parking features: Dirt Driveway,No Garage,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Ice Storm
Winter Weather
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $65$780
Home Insurance *$72$864
Property Taxes $19$228
Electricity $130$1,569
Total$286$3,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$9,805/yr
40% on housing$8,580/yr
45% on housing$7,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$30This listing

vs Other Active Listings

Avg $/sqft

ZIP 61442$38
Mercer County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 61442$14
Mercer County$79

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentSharon Esslinger
BrokerageRE/MAX Country Crossroads

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