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930 42nd St, New Boston, IL, 61272

2beds
1baths
800sqft
$99,500
$124price/sqft
$886/moest. monthly cost
$35,440/yrincome needed

About This Home

Welcome to the river life! This home offers peace and quiet located on the backwaters of the Mississippi. Be prepared for epic sunsets and plentiful fishing bounties! This ranch home sits on nearly half an acre on a deadend road and has a gradual slope to your 74' of riverfront. The home offers 2 bedrooms and an updated full bathroom. Vaulted ceilings and an open living room and dining room make this home feel open and inviting mixed with exceptional character! Outside you have an enclosed porch to sit and sip your morning coffee and also an oversized pole building that can be used for a great workshop and a three car garage. Plus you have plenty of space for a large garden and a firepit. Per seller, many updates have been performed - new sandpoint well 2023, electric water heater 2022, 220 amp electric 2023, double stoves and electric glass top 2023, bathroom remodel 2025, new plumbing, updated wiring, septic approximately 2016 or 2017.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
Mercer County High SchoolGrades 9-1213.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Enclosed Porch

  • Level: Main
  • Area: 112
  • Dimensions: 16X7

Heating & Cooling

  • Heating features: None
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 800 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Master Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 70818300330000
  • Special condition: None

Features

  • Stories: 1
  • Has view: Yes
  • View description: Back of Property
  • Water view: Back of Property
  • On waterfront: Yes

Lot

  • Lot size: 0.49 Acres
  • Lot size dimensions: 350x70

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Ice Storm
Winter Weather
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $503$6,036
Home Insurance *$107$1,284
Property Taxes $146$1,752
Electricity $130$1,569
Total$886$10,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,377/yr
40% on housing$26,580/yr
45% on housing$23,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 61272$747
Mercer County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 61272$73
Mercer County$79

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Price change$99,500
2025-12-30Listed for sale$105,000
2018-07-17Sold$79,500
2017-11-07Listing removed$79,500
2017-07-13Price change$79,500
2017-05-09Listed for sale$89,500
2016-09-02Listing removed$98,500
2016-04-08Listed for sale$98,500
2016-01-01Listing removed$98,500
2015-11-11Listed for sale$98,500

For Sale by Agent

AgentAmanda Weeks
BrokerageRuhl&Ruhl REALTORS Moline

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