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410 2nd St, New Boston, IL, 61272

3beds
1baths
1,289sqft
$87,500
$68price/sqft
$795/moest. monthly cost
$31,800/yrincome needed

About This Home

I've been given a brand-new beginning, and I can't wait to share it with you. Just one block from the mighty Mississippi River, I've been lovingly transformed from top to bottom so you can simply move in, unpack, and start making memories. I've traded in my tired old look for brand-new drywall, fresh paint, stylish flooring, updated wiring and plumbing in many areas, and a brand-new furnace in 2025 with freshly cleaned ducts to keep you comfortable year-round. I believe life should be easy, which is why I offer a spacious main-floor bedroom, a full bathroom, and convenient main-floor laundry. My large eat-in kitchen is where morning coffee, homemade meals, and late-night conversations come to life, while my formal dining room is ready to host holiday dinners, birthday celebrations, and game nights filled with laughter. Upstairs, I've tucked away two generously sized bedrooms, giving everyone a place to spread out-whether that's family, guests, or the perfect home office. One of my favorite features is my enclosed front porch. It's the perfect spot to kick off your shoes, hang your coat, and leave the day's worries at the door before stepping inside. Outside, I have plenty of room to dream. Plant a garden, host backyard cookouts, let the kids or pets play, or finally build that garage you've always wanted. The possibilities are as wide open as my yard. When you're ready to explore, you'll find a park, splash pad, and a friendly neighborhood bar and restaurant just a short stroll away. Better yet, I'm only one block from boat access to the legendary Mississippi River. Whether your idea of a perfect day is fishing, kayaking, boating, or simply watching the water roll by, adventure is always just around the corner. I'm more than four walls and a roof-I'm a fresh start, a place to slow down, gather together, and enjoy the lifestyle you've been searching for. (Parcel ID will change due to this only being tract #1 that is being sold. One or more photos have been virtually staged.)

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
Mercer County High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Luxury Vinyl)
  • Level: Second
  • Area: 170
  • Dimensions: 10X17

Bedroom3

  • Features: Flooring (Luxury Vinyl)
  • Level: Second
  • Area: 187
  • Dimensions: 17X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,289
  • Total interior livable area: 1,289 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
  • Level: Main
  • Area: 312
  • Dimensions: 26X12

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 18
  • Dimensions: 6X3

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 187
  • Dimensions: 17X11

Master Bedroom

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 070831215001
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 0.27 Acres
  • Features: Level,Sloped
  • Lot size dimensions: 71x160x77x160

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Ice Storm
Winter Weather
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $442$5,304
Home Insurance *$94$1,128
Property Taxes $129$1,548
Electricity $130$1,569
Total$795$9,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,257/yr
40% on housing$23,850/yr
45% on housing$21,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 61272$749
Mercer County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 61272$73
Mercer County$79

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Price change$87,500
2025-04-21Price change$89,900
2025-03-21Pending sale$99,900
2025-01-02Listed for sale$99,900

For Sale by Agent

AgentJen Miller
BrokerageRE/MAX Concepts Bettendorf

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