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1405 1/2 19th Ave, Viola, IL, 61486

2beds
2baths
--sqft
$80,000
--price/sqft
$724/moest. monthly cost
$28,960/yrincome needed

About This Home

Two homes on one lot. Front home month to month-no lease, rents for $700/mo, occupied for 2 years. Back house is empty, seller not re-leasing, also received $700/mo when actively rented. Each home is 1 Bedroom; appliances remain. Tenet pays utilities. Front electric is circuit breakers, back is fuse type. Older furnaces. Each unit has own driveway. 24 hour notice to show front home.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
Winola Elementary SchoolGrades PK-40.4 mi
5/10
Sherrard Jr High SchoolGrades 7-810.2 mi
7/10
Sherrard High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Other

Type & Style

  • Home type: MultiFamily
  • Architectural style: Cottage
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Features: Soaking Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1

Heating

  • Heating features: Natural Gas

Property

Details

  • Parcel number: 111114310005
  • Zoning: SINGL
  • Special condition: None

Lot

  • Lot size: 7,405 sqft
  • Features: Irregular Lot,Level
  • Lot size dimensions: 64 X 128 10 X 64

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Heat Wave
Ice Storm
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$72$864
Property Taxes $118$1,416
Electricity $130$1,569
Total$724$8,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,822/yr
40% on housing$21,720/yr
45% on housing$19,306/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61486
Mercer County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 61486$103
Mercer County$79

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$80,000
2016-09-19Sold$48,000

For Sale by Agent

AgentSharon Esslinger
BrokerageRE/MAX Country Crossroads

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