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205 Martha St, Saint Joseph, LA, 71366

5beds
4baths
3,061sqft
$235,000
$77price/sqft
$1,943/moest. monthly cost
$77,720/yrincome needed

About This Home

Pristine 2 story Home on just under 1 acre lot. Priced $75,000 below appraisal. This home features 4 bedrooms and 3 baths, an office could serve as a fifth bedroom. It has beautiful solid oak flooring in the living areas and 3 bedrooms and ceramic tile in the kitchen and bathrooms. The master bath has marble counters and fine ceramic tile in a big shower and around giant tub. Home was originally built in 1990 but has undergone a complete restoration beginning in 2011 through 2017. It is all detailed in a the downloadable brochure attached to website. High efficiency Lennox heat pump with a charcoal filter system that needs changing once a year. Fully insulated and had a 30 year architect shingle roof installed in 2017. This is beautifully done with a gorgeous fireplace and chimney. Everything in the home is top shelf! It can also be moved and set up at a reasonable cost and would be ideal to move the 5 miles to Lake Bruin!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
Tensas Elementary SchoolGrades PK-53.4 mi
2/10
Tensas High SchoolGrades 6-123.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 3,061
  • Total interior livable area: 3,061 sqft

Property

Details

  • Parcel number: 0220008980

Lot

  • Lot size: 0.88 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Drought
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$102$1,224
Property Taxes $422$5,064
Electricity $231$2,777
Total$1,943$23,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,617/yr
40% on housing$58,290/yr
45% on housing$51,813/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 71366$238
Tensas Parish$260

vs Homes Sold Last Month

Median $/sqft

ZIP 71366
Tensas Parish$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$235,000
2025-11-11Price change$260,000
2025-06-18Listed for sale$275,000
2025-01-02Listing removed--
2024-10-04Listed for sale$275,000
2010-12-31Sold--

For Sale by Agent

AgentBill Crigler
BrokerageMossy Oak Properties Land Investments

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