5510 Ridge Rd, Luzerne, MI, 48636
About This Home
Welcome to a true trail rider's paradise! Ideally located with access to over 175,000 acres of state land and hundreds of miles of scenic trails right outside your front door, this charming 2-bedroom, 2-bath home puts outdoor adventure at your fingertips year-round. Situated on just under an acre, the property offers a peaceful setting with a covered back porch overlooking the beautiful backyard--perfect for relaxing after a day on the trails. Inside, you'll find the comfort and convenience of forced-air heat, along with two wood stoves, one at each end of the home, providing exceptional warmth and cozy ambiance during Northern Michigan's winter months. The insulated and heated attached two-car garage offers ample space for vehicles, recreational equipment, and workshop needs, while a generator hookup provides added peace of mind. Whether you're seeking a full-time residence, a recreational retreat, or a basecamp for outdoor adventures, this Northern Michigan gem is ready to impress. Schedule your showing today before this opportunity rides off into the sunset!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Crawl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Washer,Range/Oven,Refrigerator,Microwave,Dryer,Dishwasher
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Window features: Blinds,Curtain Rods
- Finished area above ground: 1,832
Heating
- Heating features: Forced Air,Propane,Wall Furnace,Wood,Wood Stove
Interior Area
- Total structure area: 1,832
- Total interior livable area: 1,832 sqft
Property
Details
- Parcel number: 00135201800
Features
- Stories: 1
- Patio & porch: Patio/Porch
- Frontage type: None
Lot
- Lot size: 0.88 Acres
- Lot size dimensions: 130 x 296
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Oscoda County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $177 | $2,124 |
| Electricity | $199 | $2,397 |
| Total | $1,285 | $15,420 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Price change | $149,900 |
| 2026-06-04 | Listed for sale | $169,900 |
| 2018-09-14 | Sold | $58,000 |
| 2018-08-15 | Pending sale | $58,900 |
| 2018-08-03 | Price change | $58,900 |
| 2018-07-13 | Price change | $59,900 |
| 2017-10-17 | Price change | $67,500 |
| 2017-04-07 | Price change | $70,000 |
| 2016-07-15 | Price change | $79,900 |
| 2016-04-06 | Listed for sale | $84,900 |
| 2004-09-20 | Sold | $73,000 |
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