521 W 5th St, MIO, MI, 48647
About This Home
Well-built and meticulously cared for, this one-owner ranch-style home offers 3/4 bedrooms and 2.5 bathrooms. The open floor plan features maple cabinetry, quartz countertops, a gas fireplace, and ample storage, along with a spacious primary suite complete with a walk-in closet. Exterior highlights include a blacktop driveway, vinyl privacy fencing, and a rear deck with a retractable awning for summer comfort. Equipped with a 5-inch casing well, central air, and natural gas heating, The home is situated in a quiet, 'out-of-the-way' spot in town on a combined multi-lot parcel--just moments from the Au Sable River and local amenities.***All information herein is deemed accurate but is not warranted.***
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Crawl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range/Oven,Refrigerator,Dryer,Dishwasher
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Door features: Doorwall
- Window features: Blinds,Curtain Rods,Drapes
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 2,200
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,700
- Total interior livable area: 2,700 sqft
Property
Accessibility
- Accessibility features: Accessible Hallway(s),Accessible Doors,Covered Entrance
Details
- Parcel number: 00152500107 & 00131203525
- Zoning: NONE
Features
- Patio & porch: Patio/Porch
- Fencing: Fenced
- Frontage type: None
Lot
- Lot size: 0.57 Acres
- Features: Landscaped
- Lot size dimensions: 0.57+
Parking
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Oscoda County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,714 | $20,568 |
| Home Insurance * | $360 | $4,320 |
| Property Taxes | $223 | $2,676 |
| Electricity | $294 | $3,534 |
| Total | $2,591 | $31,092 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $349,900 |
View on Zillow