See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2215 Lake Dr, Fairview, MI, 48621

1beds
1baths
784sqft
$214,000
$273price/sqft
$1,809/moest. monthly cost
$72,360/yrincome needed

About This Home

Rare opportunity on All-Sports Perry Lake! Enjoy 106 feet of private waterfront and beautiful lake views from this charming year-round cabin. Whether you're boating, fishing, swimming, or simply relaxing by the water, this property offers everything buyers love about Northern Michigan lake living. Featuing 1 bedroom, one bathroom and an open living area, this house provides a great place to relax after a day on the water. Incredible waterfront setting, generous frontage, and year-round usability make it the perfect Up North getaway or investment opportunity. Affordable waterfront with over 100 feet of frontage on a highly desirable all-sports lake is hard to find--don't miss your chance to make this Perry Lake property your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Fairview High SchoolGrades PK-122.2 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Microwave,Dryer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 784

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 784
  • Total interior livable area: 784 sqft

Property

Details

  • Parcel number: 00313000300
  • Special condition: Estate

Features

  • On waterfront: Yes
  • Frontage type: All-Sport

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: .22

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Oscoda County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,082$12,984
Home Insurance *$238$2,856
Property Taxes $301$3,612
Electricity $188$2,259
Total$1,809$21,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,022/yr
40% on housing$54,270/yr
45% on housing$48,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 48621$125
Oscoda County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 48621
Oscoda County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$214,000

For Sale by Agent

AgentCody Proctor
BrokerageEverGreen Home Realty

Similar Homes