4358 McKinley Rd, Mio, MI, 48647
About This Home
Charming 3-Bedroom Ranch Near the AuSable River! Enjoy comfortable one-level living in this well-maintained 3-bedroom, 1½-bath home, ideally located close to the beautiful AuSable River and bordering federal land for added privacy and outdoor recreation opportunities. This move-in-ready home features a spacious layout with central air conditioning, a reliable Generac backup generator, and numerous recent updates for peace of mind. The dining room includes a sliding glass door leading to a fenced dog area--perfect for pet owners. Additional features include an attached garage with storage space, a separate storage shed, and an asphalt driveway. Whether you're looking for a year-round residence, or northern getaway, this property offers comfort and convenience. A-3020 Recent Improvements Include: New furnace (2017) Central air conditioning (2018) Generac whole-house generator installation New hot water heater (2023) New refrigerator (2023) New stove (2023) Well cleaned and serviced (2016)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Crawl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Range/Oven,Refrigerator,Dryer
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Door features: Doorwall
- Window features: Curtain Rods
- Finished area above ground: 1,056
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 1,056
- Total interior livable area: 1,056 sqft
Property
Details
- Parcel number: 00677505200
- Special condition: Listing Status; Active with 48/72 hr Contingency
- Other equipment: Automatic Generator
Features
- Patio & porch: Deck,Patio/Porch
- Fencing: Fenced
- Frontage type: None
Lot
- Lot size: 0.50 Acres
- Features: Adj State/Federal Ld
- Lot size dimensions: 0.50 acres
Parking
- Parking features: Driveway
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Oscoda County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $88 | $1,056 |
| Electricity | $188 | $2,259 |
| Total | $1,101 | $13,212 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $135,000 |
| 2026-07-30 | Listed for sale | $135,000 |
| 2010-04-28 | Sold | $45,000 |
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