515 Carr Lake Rd SE, Bemidji, MN, 56601
About This Home
Enjoy the best of both worlds with this charming 4-bedroom, 2-bathroom home offering 1,300 sq ft of comfortable, single-level living on a spacious 1.21-acre lot. Nestled within town limits yet surrounded by a peaceful, secluded setting, this property delivers a true country feel with the convenience of nearby amenities. The home features a desirable open layout with a private primary suite, natural gas forced-air heating, and central air conditioning for year-round comfort. Step outside to relax on the inviting front deck or take advantage of the fenced-in garden area—perfect for growing your own produce or enjoying outdoor hobbies. Additional highlights include a large 30' x 40' pole building ideal for storage, workshop space, or recreational use, along with an extra storage shed for added convenience. With plenty of room to spread out both inside and out, this property offers flexibility, privacy, and functionality all in one. Don’t miss this unique opportunity to enjoy space, comfort, and versatility in a serene setting!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Other,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,300
Heating & Cooling
- Heating features: Baseboard,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,300
- Total interior livable area: 1,300 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 030038904
- Zoning description: Residential-Single Family
- Foundation area: 1300
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 1.21 Acres
- Lot size dimensions: 205 x 257
Parking
- Total spaces: 3
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Beltrami County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $109 | $1,308 |
| Property Taxes | $136 | $1,632 |
| Electricity | $170 | $2,050 |
| Total | $1,269 | $15,228 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Listed for sale | $169,000 |
| 2013-06-07 | Sold | $79,900 |
| 2013-01-31 | Sold | $60,000 |
| 2011-12-06 | Sold | $89,250 |
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