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1423 Beltrami Ave NW, Bemidji, MN, 56601

3beds
1baths
1,000sqft
$179,000
$179price/sqft
$1,366/moest. monthly cost
$54,640/yrincome needed

About This Home

Welcome to this completely renovated, move-in ready home in a convenient Bemidji location close to downtown, Bemidji State University, and local amenities. Situated on a spacious corner lot, this thoughtfully updated one-level home offers 3 bedrooms, 1 bathroom, approximately 1,000 square feet of living space, and the ease of main-floor laundry. The interior has been completely renovated from the studs, creating a fresh, modern space that's ready for its next owner. The bright kitchen features new cabinetry, appliances, lighting, and finishes, while new drywall, flooring, paint, trim, doors, and fixtures provide a cohesive look throughout the home. Step outside to enjoy the large deck just off the kitchen—perfect for relaxing or entertaining—as well as a generous yard with a garden shed for additional storage. A current rental permit offers flexibility for future use, subject to local regulations and buyer verification. (This home had a current rental permit prior to the renovation, re-inspection may be required). Please check with City of Bemidji for requirements. Whether you're looking for your first home, a low-maintenance primary residence, or an investment opportunity, this turnkey property is ready for you to move in and make it your own.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

2/10
6/10
Bemidji Middle SchoolGrades 6-81.4 mi
6/10

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 800155700
  • Zoning description: Residential-Single Family
  • Foundation area: 1000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 8,755 sqft
  • Features: Corner Lot
  • Lot size dimensions: 109 x 65 x 137 x 60

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Hail
Lightning
Tornado

FEMA Declared Disasters in Beltrami County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$116$1,392
Property Taxes $175$2,100
Electricity $170$2,050
Total$1,366$16,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,834/yr
40% on housing$40,980/yr
45% on housing$36,426/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 56601$159
Beltrami County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 56601$160
Beltrami County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$179,000
2023-11-13Sold$132,000
2021-03-31Sold$85,000
2008-08-18Sold$36,751
2007-04-10Sold$84,760
2005-12-16Sold$104,751

For Sale by Agent

AgentThe W Group
BrokerageReal Broker, LLC

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