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5252 Elmwood Ct NE, Bemidji, MN, 56601

4beds
2baths
1,869sqft
$429,900
$230price/sqft
$2,963/moest. monthly cost
$118,520/yrincome needed

About This Home

Excellent location and a country setting in a small neighborhood! Set on 7.71 private acres this spacious single level, 4 bedroom, 2 bathroom home features an oversized primary suite with large walk-in closet, a 3/4 bath, and a built-in desk that's perfect for a home office or personal workspace. The open concept living area features a large kitchen with abundant workspace that flows seamlessly into the dining and living areas. Includes an oversized double attached garage, and a large shop that is heated and finished. The footprint of the shop is 40x60, 12'x60' of it is drive thru covered storage area and the rest is completely finished and heated.  Inside you'll find a dedicated office space, a 4' mezzanine for additional storage, a 12-foot overhead door, 2 standard garage doors and plumbing stubbed in for a future bathroom. Whether you're running a business, storing equipment, or pursuing your favorite projects, this versatile building is a standout feature.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
Lincoln Elementary SchoolGrades PK-33.8 mi
6/10
Bemidji Middle SchoolGrades 6-85.4 mi
6/10

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,869

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,869
  • Total interior livable area: 1,869 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 310296700
  • Zoning description: Residential-Single Family
  • Foundation area: 1869

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 7.71 Acres
  • Lot size dimensions: 400 x 725 x 475 x 930

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Lightning
Strong Wind
Hail
Tornado
Wildfire

FEMA Declared Disasters in Beltrami County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$278$3,336
Property Taxes $342$4,104
Electricity $170$2,050
Total$2,963$35,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,588/yr
40% on housing$88,890/yr
45% on housing$79,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 56601$157
Beltrami County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 56601$160
Beltrami County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$429,900
2014-04-10Sold$160,000
2010-05-17Sold$30,000
2006-01-18Sold$30,000

For Sale by Agent

AgentMandy Faldet
Brokerage218 Real Estate

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