




20322 Gum Tree Rd, Orange, VA, 22960
About This Home
Welcome to 20322 Gum Tree Road—a charming country retreat nestled on 3.49 private acres. This well-maintained 2-bedroom, 1.5-bath home offers 924 square feet of comfortable living space, perfect for those seeking peaceful rural living with modern conveniences. Inside, you'll find a warm and inviting living a cozy fireplace, creating the perfect gathering space during cooler months. The functional floor plan maximizes every square foot, while the kitchen comes fully equipped with all appliances conveying, making this home move-in ready. Outside, the property offers plenty of room to enjoy nature, garden, or simply relax and take in the surrounding countryside. Multiple sheds provide abundant storage for tools, equipment, hobbies, or workshop space, adding exceptional versatility to the property. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this delightful home combines comfort and acreage in a beautiful Orange County setting. Don't miss the opportunity to own this charming property with acreage, outbuildings, and all the essentials for country living.
Getting Around
Schools
Construction
Condition
- Year built: 1963
Materials
- Foundation: Brick/Mortar
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Dryer,Cooktop,Washer,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 924
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump,Ductless,Electric
Interior Area
- Total structure area: 924
- Total interior livable area: 924 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04600000001010
- Zoning: A
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 3.49 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Strong Wind
- Hail
- Hurricane
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,436 | $17,232 |
| Home Insurance * | $100 | $1,200 |
| Property Taxes | $147 | $1,764 |
| Electricity | $202 | $2,433 |
| Total | $1,885 | $22,620 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Price change | $284,000 |
| 2026-06-17 | Price change | $289,000 |
| 2026-06-01 | Listed for sale | $299,000 |
| 2023-04-25 | Sold | $222,000 |
| 2023-03-12 | Pending sale | $210,000 |
| 2023-03-10 | Listed for sale | $210,000 |
| 2021-04-22 | Sold | $163,000 |
| 2021-03-12 | Pending sale | $160,000 |
| 2021-03-08 | Listed for sale | $160,000 |
| 2014-08-07 | Sold | $100,000 |
| 2014-03-29 | Listed for sale | $103,000 |
| 2013-12-01 | Listing removed | $107,000 |
| 2013-06-25 | Price change | $107,000 |
| 2013-01-19 | Listed for sale | $107,500 |
| 2012-12-08 | Listing removed | $107,500 |
| 2012-12-07 | Price change | $107,500 |
| 2012-12-05 | Price change | $109,500 |
| 2012-03-02 | Listed for sale | $107,500 |
| 2011-11-12 | Listing removed | $109,500 |
| 2011-07-12 | Price change | $109,500 |
| 2011-05-27 | Listed for sale | $139,000 |
| 2011-04-08 | Listing removed | $139,000 |
| 2011-03-02 | Price change | $139,000 |
| 2011-01-27 | Price change | $139,500 |
| 2010-09-26 | Price change | $139,000 |
| 2010-01-23 | Price change | $154,900 |
| 2009-12-19 | Listed for sale | $164,000 |
